We generally recommend secured CC route if you cant get anything but they high fee super sub prime cards. Getting a secured card is also a great way to get in with a prime bank (BofA). So the only reason you might consider one is if you have cards like credit one, orchard, and want to get in with a more prime lender.
If you dont have a prime lender cc, b of a secured card is a great way to break in.
What are the advantages of getting a "prime card" and how does that help me? Thanks!!
-better customer service
-less fee driven overall. (lower or) no fees.
-(better) perks/ rewards
-may look more solid to other lenders reviewing your history
-higher initial CL and CLI growth potential
-more flexibility to product change
-may have recently received a huge chunk of bailout money to lend (or not, in the case of "zombie banks" )