10-11-2008 02:18 PM
I have been slowly trying to build my credit. I just want anyfeed back of another cards I could get or should I be content with what I have. I'm
B Of A Secured-300
Kay Jewelers CL-3000
FICO's- EQ 629 TU 597 Ex 588
10-11-2008 02:26 PM
For your scores you seem to have hit all the usual suspects with success. Perhaps let them age then move up the credit ladder for more rewarding prime cards.
BofA will unsecure and grow. Orchard you will want to cut loose at some point when you aquire prime cards. And the jewelry cards are simply there to pad your utilization I assume. Unless of course you are a avid jewelry buyer otherwise you will probably cut them loose as well some time in the future.
How many have you added this year? If most of them I suggest you hold 1 year then shoot for some better cards. CU's and prime lenders.
10-11-2008 07:54 PM
That BoA can turn into your first real gem when it converts to a non-secured. You can move to a rewards card fairly soon thereafter and use that as the basis with which to built a wallet with great cards.
I think the cards you have now will get you there, but I agree you need to let them age a bit first.