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Do MyFico High Rollers Ever Laugh at Us Peasants?

Valued Contributor

Re: Do MyFico High Rollers Ever Laugh at Us Peasants?

What a great topic!  No, I don't laugh at all about those new to credit or rebuilding.  As others have said I've been there and done that - we all start, or restart somehwere.  I've started and restarted on several occasions throughout my life as will most people who post here.  The resources available here at Myfico and across the internet give people invaluable tools and advice that were'nt available to me when it REALLY mattered.  

 

I must admit that I do get a kick from people posting about app sprees.  I applied for 20 credit cards by mail in 1986 -  there weren't  internet apps then, or a commercially available internet for that matter  - a year before the first FICO score was introduced!  I still have a couple of those cards..... Smiley Very Happy

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Message 11 of 82
Moderator Emeritus

Re: Do MyFico High Rollers Ever Laugh at Us Peasants?

I think of the forums as a judgment free zone; so ya I don't think any "high rollers" are laughing at anyone.

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Message 12 of 82
Regular Contributor

Re: Do MyFico High Rollers Ever Laugh at Us Peasants?

IMO, anyone on this site is here to help, be helped, or both.  I can't see anyone laughing at all.  My experience on this forum has been nothing but positive and as a result, I have been able to improve my score and break some barriers I initially thought were indestructable (in a relatively short time-frame).  I can truly say this forum is a testament to knowledge being power.

 

P.S.

Great discussion OP!

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Message 13 of 82
Senior Contributor

Re: Do MyFico High Rollers Ever Laugh at Us Peasants?

Everyone startes someplace.

 

FWIW, I'd have less debt with lower limits. Smiley Happy


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Message 14 of 82
Established Member

Re: Do MyFico High Rollers Ever Laugh at Us Peasants?

I dont know if I'm a high roller but I never chuckle in fact it's great to see someone building their cc portfolio. I remember when I got my first WAMU card with a CL of 2K and thinking that I made it into the big leagues lol
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Message 15 of 82
Member

Re: Do MyFico High Rollers Ever Laugh at Us Peasants?

I don't laugh, I get disgusted. I despise those wih sub-prime credit or low limits. If I find that they are in my presence, I shun them. If they were in my house, I'd ask my Butler to escort them out immediately. If it were an employee of mine, they would be fired.
Message 16 of 82
Moderator Emeritus

Re: Do MyFico High Rollers Ever Laugh at Us Peasants?


CreditSnob wrote:
I don't laugh, I get disgusted. I despise those wih sub-prime credit or low limits. If I find that they are in my presence, I shun them. If they were in my house, I'd ask my Butler to escort them out immediately. If it were an employee of mine, they would be fired.

Who would have thought that with your nickname?   LOL!!!!

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Message 17 of 82
Established Contributor

Re: Do MyFico High Rollers Ever Laugh at Us Peasants?

I don't consider myself a high roller, but I have been pretty lucky for someone my age "credit-wise".

 

But I don't look down on people who are rebuilding or just starting out. Different people start out in different places in their financial lives and different life circumstances  arise that throws a wrench in things.

 

I've just been lucky. I can't look down at someone who hasn't been as fortunate as me, and that doesn't make them any less than me. One day, something might happen in my life that causes my credit to tank, and I might be here rebuilding.

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Message 18 of 82
Valued Contributor

Re: Do MyFico High Rollers Ever Laugh at Us Peasants?


andre181 wrote:

I don't consider myself a high roller, but I have been pretty lucky for someone my age "credit-wise".

 

But I don't look down on people who are rebuilding or just starting out. Different people start out in different places in their financial lives and different life circumstances  arise that throws a wrench in things.

 

I've just been lucky. I can't look down at someone who hasn't been as fortunate as me, and that doesn't make them any less than me. One day, something might happen in my life that causes my credit to tank, and I might be here rebuilding.


AMEN to that!   I think all of us can agree that there's an element of luck in all this process.  It's a matter of timing, selecting the appropriate card, making that app, and in the case of a recon, getting an understanding credit analyst on the other end, who has an idea of what it's like on THIS side of the card.  Sometimes just plain luck of the draw!

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Message 19 of 82
Established Contributor

Re: Do MyFico High Rollers Ever Laugh at Us Peasants?


Johnny_Favorite wrote:

Just wondering if you guys with $35,000 JP Morgan cards and such ever read about dudes like me getting their first $500 Victoria's Secret card and chuckle to yourselves? Do you ever just stare in the mirror and say, "You made it baby, you're not like those peasants at Myfico bragging about their $150 Beall's store card."

 

This is a lighthearted post so hope nobody gets offended. It's meant in jest. Still, it has to be pretty amusing for guys with high credit to see some of the posts here.


This is a great topic OP.  Now let me just twist the living daylights out of it a bit..Smiley LOL

 

I am not a "High roller" as you prolly mean...but...

I do live in California where there are more "medicinal weed" stores (Collectives) than 7-11's now...so  in asking if I am a high roller, the answer is open to a certain interpretation...but

 

I did just get Reward points for buying a fat bag at the store after also getting reward points for paying the Dr to issue the prescription.
...and now  I can legally roll while high. 

 

I am pretty sure this is not exactly what you really meant but hehe.

 

Heart

 

I am totally joking btw. Smiley Happy


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Message 20 of 82