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Do NFCU give immediate response to Credit Card CLI Request?

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mato01
Regular Contributor

Do NFCU give immediate response to Credit Card CLI Request?

I got the impression from this site that when you request a CLI from NFCU that they could or would give you an immediate approval, denial, or 3-5 day message.

 

In talking to a CSR today, he indicated that any request for a CLI on a Credit Card would take 2-3 business days?

 

 



In the Garden until 6/1/2016
Mar 2014: All Scores in the 520 range.
FEB 2016: myFICO: EQ 660, TU 682 EX 681
Message 1 of 6
5 REPLIES 5
Anonymous
Not applicable

Re: Do NFCU give immediate response to Credit Card CLI Request?


@mato01 wrote:

I got the impression from this site that when you request a CLI from NFCU that they could or would give you an immediate approval, denial, or 3-5 day message.

 

In talking to a CSR today, he indicated that any request for a CLI on a Credit Card would take 2-3 business days?

 

 


The site will give immediate approvals.  I guess it can take 2-3 days but no idea why he would say that.  They give instant CC approvals so a CLI works the same.

Message 2 of 6
Anonymous
Not applicable

Re: Do NFCU give immediate response to Credit Card CLI Request?


@mato01 wrote:

I got the impression from this site that when you request a CLI from NFCU that they could or would give you an immediate approval, denial, or 3-5 day message.

 

In talking to a CSR today, he indicated that any request for a CLI on a Credit Card would take 2-3 business days?

 

 


Every time I have requested it has been 3-5 days followed by a hard pull. I've only asked twice. Smiley Tongue

Message 3 of 6
Scupra
Super Contributor

Re: Do NFCU give immediate response to Credit Card CLI Request?

It will either be instant or 3-5 days
Filed BK7: 7/2012 (start score EQ 560 / TU 529) Discharge 10/2012
801 EQ FICO 06/2022
797 TU FICO 04/2022
793 EX FICO 04/2022
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Message 4 of 6
Anonymous
Not applicable

Re: Do NFCU give immediate response to Credit Card CLI Request?

Long thread about this in the Applications section.

 

If eligible for an immediate CLI, they grant it immediately.

If ineligible, they give you a 3-5 day message, which will result in a hard pull w/ manual review and an eventual approval or denial.

Message 5 of 6
Anonymous
Not applicable

Re: Do NFCU give immediate response to Credit Card CLI Request?

Long thread about this in the Applications section.

 

If eligible for an immediate CLI, they grant it immediately.

If ineligible, they give you a 3-5 day message, which will result in a hard pull w/ manual review and an eventual approval or denial.

Message 6 of 6
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