Do Open Disputes Hinder CC Approvals?

[FicoTron]

I am about to app for an Amex charge card but I am not sure if an open dispute will factor I to the decision. Has anyone had experience with this, or know if it has an effect?

[Anonymous]

Here's one of the threads I checked out:

http://ficoforums.myfico.com/t5/Credit-Cards/Should-I-App-While-An-Active-Dispute-Is-Open/td-p/13133...

Edit: Oops, I just noticed you know about this one, my bad. I dont pay attention to details sometimes

[FicoTron]

Thanks, I actually started that thread, but wanted to start a fresh one in hopes of getting some answers.

[pizzadude]

They never have for me.   Mortgage lenders care about accounts not being disputed but I've never seen it be an issue with CCs.

[FicoTron]

Good to know. Which cards have you apped for while in dispute?

[LS2982]

I've apped for cards while negs were in dispute with no problems.

[pizzadude]

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@FicoTron wrote:
Good to know. Which cards have you apped for while in dispute?

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AMEX, GECRB, Discover, Citi, Cap1...probably a few others I can't recall without looking at my credit reports....

[FicoTron]

well lets hope not, I think I am going to app for the gold

[FicoTron]

well, to answer my own question for this thread...NO! they do not hinder approvals, I just got approved for the Amex Gold with 2 open disputes.

[tcbofade]

Very nice.  Yay u!