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Well recently i have asked for CLI at CITI and AMEX and seems like they use Credit Reports 2 months old, is that the norm?
Seems to be the norm with a lot of lenders now
I tend to wait to see SP's before asking now a days
@Kennie02 wrote:
myjourney,
Do you pull your CR's to check for SP's? Or how would you know?
If seeking HP CLI's I pull fresh CR's directly from CB's mostly (EQ)
SP's I don't to much worry about for the other 2 CB's I just go for it based on the cards I have that give free scores
TU Barclay/Discover EX FNBO