Credit Cards

[Andy77]

I use my barclays card all the time and did not want to worry about making my weekly payments so I just scheduled them

MY CL is 3500

My Bal is about 2700

I wanted to schedule payments so I would not need to worry about it, but the total amount of all the payments added up is 5400 (over my CL)

900 payment on 9/27

900 payment on 10/4

900 payment on 10/11

900 payment on 10/25

900 payment on 11/3

900 payment on 11/8

Does this look bad to the bank or actually good because it shows I have the cash to pay the card and then some?

Does scheduling help when the credit department decides to approve or decline a CLI via the backroor number?

[webhopper]

I personally would not schedule that many payments; but in my opinion its not a bad thing

[LS2982]

---

webhopper wrote:
I personally would not schedule that many payments; but in my opinion its not a bad thing

---

I agree I would not either.

[Watchmann]

It doesn't make any difference to the bank, the future scheduled payments aren't being taken into account by anyone as to your creditworthiness.  I've scheduled payments up to a year in advance, all they care about is getting at least the minimum payment each period.