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Established Contributor
masscredit
Posts: 863
Registered: ‎07-17-2012
0

Do They Mind When You Go In The Back Door?

Before signing onto this forum a few months ago, the only credit card contact info that I knew of was on the back of the card.  After being here for awhile, I've found out about back door phone numbers, e-mailing the executive offices, sending up smoke signals ect, ect...   I don't know how long people have been using these contact options but... do the companys mind?  Before this info was posted online, I'm thinking they just get an average number of business calls each day. After reading some of the posts here, it seems like they are getting hundreds of e-mails/phone calls from people wanting CLIs. 

 


|****$8000****|****$6000*****|****$6000*****|****$2500****|****$1600****|****$3000*****|*****$1400*****|****$1350*****|
EX - 657 (MyFico 10/02/14) TU - 657 (Walmart 11/08/14 ) EQ 04 - 701 (DCU -11/28/14) EQ 08 - 684 (MyFico -12/04/14)
Established Contributor
SwiftTone
Posts: 1,026
Registered: ‎02-27-2012
0

Re: Do They Mind When You Go In The Back Door?

[ Edited ]

Sometimes they are a little taken back with the reaction "how did you get this number" or "why are you calling me" attitude at first. But after explaining my situation, they usually understand why I am calling them. I am still a little nervous when calling so I try to solve the issue through the regular channel first.

 

PS: might want to rephrase the title :smileysurprised:

BCE: $0/$11,200, CSP: $0/$6500, Chase Priority Club: $0/$3500, Freedom: $0/$6000, Barclays NFL: $0/$7000 Discover: $0/$12,500, Citi Dividend: $0/$3500

EQ FICO - 728
TU FICO - 734
EX FICO(AMEX) - 712
New Contributor
4us-
Posts: 90
Registered: ‎08-06-2012
0

Re: Do They Mind When You Go In The Back Door?


SwiftTone wrote:

Sometimes they are a little taken back with the reaction "how did you get this number" or "why are you calling me" attitude at first. But after explaining my situation, they usually understand why I am calling them. I am still a little nervous when calling so I try to solve the issue through the regular channel first.

 

PS: funny title...


:smileyvery-happy:

BK Filed 7/1/12 --- EX: 494 EQ: 505 TU: 505
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BK Discharge 10/23/12
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Senior Contributor
youngandcreditwrthy
Posts: 6,242
Registered: ‎08-16-2012
0

Re: Do They Mind When You Go In The Back Door?

Pahahhahahahahahahhaa "do they mind if you go in the backdoor"....
Uh oh, mods might get you.:-X

LOL yeah, sometimes they are like "how'd you get this num".
Otoh, Ive had reps be like "you calling for a recon?"

So ymmv. I think it depends on how nice the person really is lol
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| Wmt Discover $12.5k | BR Visa $12.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Arrival $12.7k | Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Established Contributor
SwiftTone
Posts: 1,026
Registered: ‎02-27-2012
0

Re: Do They Mind When You Go In The Back Door?


youngandcreditwrthy wrote:
Pahahhahahahahahahhaa "do they mind if you go in the backdoor"....
Uh oh, mods might get you.:-X

LOL yeah, sometimes they are like "how'd you get this num".
Otoh, Ive had reps be like "you calling for a recon?"

So ymmv. I think it depends on how nice the person really is lol

the answer may be yes depending on the context and person you talk to.

BCE: $0/$11,200, CSP: $0/$6500, Chase Priority Club: $0/$3500, Freedom: $0/$6000, Barclays NFL: $0/$7000 Discover: $0/$12,500, Citi Dividend: $0/$3500

EQ FICO - 728
TU FICO - 734
EX FICO(AMEX) - 712
Established Contributor
djrez4
Posts: 504
Registered: ‎08-28-2012
0

Re: Do They Mind When You Go In The Back Door?

Usually not as long as you warn her first.  HIYO!  :smileylol:

 

I've never had an issue.  I call them every time I apply because I'm either impatient or not happy with the CL.

Frequent Contributor
jd5189
Posts: 470
Registered: ‎08-14-2012
0

Re: Do They Mind When You Go In The Back Door?

LOL A GOOD FRIDAY TITLE!!!!!

:smileyvery-happy:

In my wallet: Amex PRG & Zync, Amex BCE (19.2k), Chase Freedom (5k), PSECU Visa/PSL (20k)
Current Scores: Equifax: 738 (Fako) TransUnion: 721 (Fico) Experian: 717 (Fico)
Disclaimer: I am by no means a financial advisor. My posts are based on opinion, experience, and/or knowledge.
Moderator
Shogun
Posts: 12,952
Registered: ‎04-15-2011
0

Re: Do They Mind When You Go In The Back Door?

Nice play on words,, lol..  OK, enough of that.  If it wasn't an option, they wouldn't have it.  That way you just don't have some computer crunching numbers and doesn't know the whole story.


Starting Score: 504

July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
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Regular Contributor
beautybrainsbooty
Posts: 212
Registered: ‎08-02-2012
0

Re: Do They Mind When You Go In The Back Door?

see i was thinking to myself should I click on this topic?? :smileywink:

 

 

started mid 500's. Disputed incorrect items and within a month or two my scores have skyrocketed and continue to do so
EQ: 755 as of 8/2013
TU: 700
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Goal=801 across the board!!! Not too far from this, hoping to garden until Christmas 2013
Valued Contributor
trumpet-205
Posts: 2,505
Registered: ‎11-11-2010
0

Re: Do They Mind When You Go In The Back Door?

Capital One did give me bad mouth when I called executive line. So I'd say some do mind if you call backdoor.

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