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Do Visa Signature Credit Cards Still Refuse To Report Credit Limits?

Established Contributor

Re: Do Visa Signature Credit Cards Still Refuse To Report Credit Limits?


HiLine wrote:

OwNt wrote:

The signature cards that still do not report limits are those from Bank of America. 

 

Most all other lenders now report limits on signatures.


We need to file a complaint...


Complaint?  Not reporting CL is a good thing, IMO.

 

Would you file a complaint over the JMP Select not reporting at all as a hidden TL?

 

Not all things and every single last detail needs or is good to report.

 

 

 

 

Blogger

Re: Do Visa Signature Credit Cards Still Refuse To Report Credit Limits?


ccnewcc wrote:

HiLine wrote:

OwNt wrote:

The signature cards that still do not report limits are those from Bank of America. 

 

Most all other lenders now report limits on signatures.


We need to file a complaint...


Complaint?  Not reporting CL is a good thing, IMO.

 

Would you file a complaint over the JMP Select not reporting at all as a hidden TL?

 

Not all things and every single last detail needs or is good to report.

 

 

 

 


 

IMO, an unreported CL is basically a 0 CL for credit scoring purposes. I don't know what the benefits are though, could you please explain? 

Established Contributor

Re: Do Visa Signature Credit Cards Still Refuse To Report Credit Limits?


HiLine wrote:

ccnewcc wrote:

HiLine wrote:

OwNt wrote:

The signature cards that still do not report limits are those from Bank of America. 

 

Most all other lenders now report limits on signatures.


We need to file a complaint...


Complaint?  Not reporting CL is a good thing, IMO.

 

Would you file a complaint over the JMP Select not reporting at all as a hidden TL?

 

Not all things and every single last detail needs or is good to report.

 

 

 

 


 

IMO, an unreported CL is basically a 0 CL for credit scoring purposes. I don't know what the benefits are though, could you please explain? 


Disagree.

 

In another thread the mention of status symbols came up.

 

If there are any so called status symbols with respect to credit, it would be the fact that one has obtained a CC that does not report CLs or report as a TL at all.

Blogger

Re: Do Visa Signature Credit Cards Still Refuse To Report Credit Limits?


ccnewcc wrote:

HiLine wrote:

ccnewcc wrote:

HiLine wrote:

OwNt wrote:

The signature cards that still do not report limits are those from Bank of America. 

 

Most all other lenders now report limits on signatures.


We need to file a complaint...


Complaint?  Not reporting CL is a good thing, IMO.

 

Would you file a complaint over the JMP Select not reporting at all as a hidden TL?

 

Not all things and every single last detail needs or is good to report.

 

 

 

 


 

IMO, an unreported CL is basically a 0 CL for credit scoring purposes. I don't know what the benefits are though, could you please explain? 


Disagree.

 

In another thread the mention of status symbols came up.

 

If there are any so called status symbols with respect to credit, it would be the fact that one has obtained a CC that does not report CLs or report as a TL at all.


Sorry I couldn't care less about status symbols implied by anything millions others have. Is that the only 'benefit' you see?

An unreported CL adds exactly 0 to my total CL. 

Established Contributor

Re: Do Visa Signature Credit Cards Still Refuse To Report Credit Limits?


HiLine wrote:

ccnewcc wrote:

HiLine wrote:

ccnewcc wrote:

HiLine wrote:

OwNt wrote:

The signature cards that still do not report limits are those from Bank of America. 

 

Most all other lenders now report limits on signatures.


We need to file a complaint...


Complaint?  Not reporting CL is a good thing, IMO.

 

Would you file a complaint over the JMP Select not reporting at all as a hidden TL?

 

Not all things and every single last detail needs or is good to report.

 

 

 

 


 

IMO, an unreported CL is basically a 0 CL for credit scoring purposes. I don't know what the benefits are though, could you please explain? 


Disagree.

 

In another thread the mention of status symbols came up.

 

If there are any so called status symbols with respect to credit, it would be the fact that one has obtained a CC that does not report CLs or report as a TL at all.


Sorry I couldn't care less about status symbols implied by anything millions others have. Is that the only 'benefit' you see?

An unreported CL adds exactly 0 to my total CL. 


Why do you care about adding to your total CL?

 

So you can show off?  Thats what its about.  No?  Then Util?  Util is what 10% of FICO scoring, big F'in Deal.

 

What 'benefit' do you see in having a CL report??

 

 

If I had a TL that didn't report a CL I'd be very happy.  Somebody asks me "whats your CL?"  I say CL?! Ha!  Whats a CL?!  My spending power is not Stopped by some artifical limit barrier that my creditor put on me.

 

 

Valued Contributor

Re: Do Visa Signature Credit Cards Still Refuse To Report Credit Limits?

I disagree with the whole NPSL thing. No credit limit reporting doesn't factor into my UTL so it doesn't help in that respect. When you begin applying for stuff, lenders have no idea what kind of CL you're capable of handling suppose you're not applying for a NPSL card or a signature card. I had a NPSL card in the past and it got me nothing but toy limits when I begin applying for other cards. My own experience.

As of 2017, rebuilding...
Blogger

Re: Do Visa Signature Credit Cards Still Refuse To Report Credit Limits?


ccnewcc wrote:

HiLine wrote:

ccnewcc wrote:

HiLine wrote:

ccnewcc wrote:

HiLine wrote:

OwNt wrote:

The signature cards that still do not report limits are those from Bank of America. 

 

Most all other lenders now report limits on signatures.


We need to file a complaint...


Complaint?  Not reporting CL is a good thing, IMO.

 

Would you file a complaint over the JMP Select not reporting at all as a hidden TL?

 

Not all things and every single last detail needs or is good to report.

 

 

 

 


 

IMO, an unreported CL is basically a 0 CL for credit scoring purposes. I don't know what the benefits are though, could you please explain? 


Disagree.

 

In another thread the mention of status symbols came up.

 

If there are any so called status symbols with respect to credit, it would be the fact that one has obtained a CC that does not report CLs or report as a TL at all.


Sorry I couldn't care less about status symbols implied by anything millions others have. Is that the only 'benefit' you see?

An unreported CL adds exactly 0 to my total CL. 


Why do you care about adding to your total CL?

 

So you can show off?  Thats what its about.  No?  Then Util?  Util is what 10% of FICO scoring, big F'in Deal.

 

What 'benefit' do you see in having a CL report??

 

 

If I had a TL that didn't report a CL I'd be very happy.  Somebody asks me "whats your CL?"  I say CL?! Ha!  Whats a CL?!  My spending power is not Stopped by some artifical limit barrier that my creditor put on me.

 

 


I don't care about total CL. Banks do, and they factor that into their decision making. Try to deny this.

You're talking about something completely different. Your story does not have anything to do with credit limits being reported to credit bureaus

 

You still have not given me any benefits for not having your credit limits reported. Like I said, an unreported CL is a 0 CL on my credit report. 

 

Frequent Contributor

Re: Do Visa Signature Credit Cards Still Refuse To Report Credit Limits?

My Chase Marriott Visa Sig reports a 12,300 limit and that it is a Flexible Spending Credit Card.

 

About 400k in Credit Lines
CSP 29.9k, Citi DP 42.5k, Chase Marriott 12k, Chase IHG 6.5k, Sams MC 20k, Amex Hilton Surpass 356k, Hawaii Air 26k, Discover More 50k, Chase SWA 3.5k, WF PLOC 30k, B of A Visa 43.8k, Wells Plat Visa 8.3k, RC Willey 5k, Pen Fed Visa 43.7k, Pen Fed PLOC 25k, Lowes 25k, CSR 28.8k
Established Contributor

Re: Do Visa Signature Credit Cards Still Refuse To Report Credit Limits?


HiLine wrote:

ccnewcc wrote:

HiLine wrote:

ccnewcc wrote:

HiLine wrote:

ccnewcc wrote:

HiLine wrote:

OwNt wrote:

The signature cards that still do not report limits are those from Bank of America. 

 

Most all other lenders now report limits on signatures.


We need to file a complaint...


Complaint?  Not reporting CL is a good thing, IMO.

 

Would you file a complaint over the JMP Select not reporting at all as a hidden TL?

 

Not all things and every single last detail needs or is good to report.

 

 

 

 


 

IMO, an unreported CL is basically a 0 CL for credit scoring purposes. I don't know what the benefits are though, could you please explain? 


Disagree.

 

In another thread the mention of status symbols came up.

 

If there are any so called status symbols with respect to credit, it would be the fact that one has obtained a CC that does not report CLs or report as a TL at all.


Sorry I couldn't care less about status symbols implied by anything millions others have. Is that the only 'benefit' you see?

An unreported CL adds exactly 0 to my total CL. 


Why do you care about adding to your total CL?

 

So you can show off?  Thats what its about.  No?  Then Util?  Util is what 10% of FICO scoring, big F'in Deal.

 

What 'benefit' do you see in having a CL report??

 

 

If I had a TL that didn't report a CL I'd be very happy.  Somebody asks me "whats your CL?"  I say CL?! Ha!  Whats a CL?!  My spending power is not Stopped by some artifical limit barrier that my creditor put on me.

 

 


I don't care about total CL. Banks do, and they factor that into their decision making. Try to deny this.

You're talking about something completely different. Your story does not have anything to do with credit limits being reported to credit bureaus

 

You still have not given me any benefits for not having your credit limits reported. Like I said, an unreported CL is a 0 CL on my credit report. 

 


Umm actually you still haven't given me any reasons why you want CLs to be reported.

 

But thats okay, cling to your CLs.  I see I am not going to convince you.  Cling away.