Credit Cards Center Credit cards from our partners
Reply
New Contributor
Posts: 116
Registered: ‎03-10-2013
0

Re: Do You sign Your credit cards.

I guess I will just sign my go to card for this trip and leave the rest unsigned

Established Contributor
Posts: 888
Registered: ‎09-10-2010
0

Re: Do You sign Your credit cards.


LisaPA wrote:

Wow, I'm surprised that everyone is in the "don't sign" camp. For one thing, if you don't sign it and someone steals it, then they can put their own "valid" signature on it. But the main reason you should sign is that it's part of the credit card agreement. You're in violation of the terms if you don't.

 

From Visa's merchant agreement (PDF, p 33). Bolding mine:

 

"While checking card security features, you should also make sure that the card is signed. An unsigned card is considered invalid and should not be accepted. If a customer gives you an unsigned card, the following steps must be taken:
• Check the cardholder’s ID. Ask the cardholder for some form of official government identification, such as a driver’s license or passport. Where permissible by law, the ID serial number and expiration date should be written on the sales receipt before you complete the transaction.
• Ask the customer to sign the card. The card should be signed within your full view, and the signature checked against the customer’s signature on the ID. A refusal to sign means the card is still invalid and cannot be accepted. Ask the customer for another signed Visa card.
• Compare the signature on the card to the signature on the ID.

 

The words “Not Valid Without Signature” appear above, below, or beside the signature panel on all Visa cards."

 


They never caught me yet.... I am a rebel.  And, when I got my new mattress, I cut off the tag.  That's how I roll. 

 

In all seriousness though, I just stopped signing them because I  wanted to draw attention from the clerk, cashier, waitress, etc. to check my ID, but fails every time anyway. 


TU713, EQ 731 , EX 726 (As of 12/13/14) - Personal Goal = 760

“Beware of little expenses. A small leak will sink a great ship” – Benjamin Franklin

Gardening since 3-26-15































Valued Contributor
Posts: 1,865
Registered: ‎09-20-2011
0

Re: Do You sign Your credit cards.

I don't with the hope they will ask for ID if it's ever lost.  But with the abundance of debit cards you just swipe it yourself and sign the slip, the cashier hardly ever touches the card anymore. 

Valued Contributor
Posts: 2,802
Registered: ‎10-10-2012
0

Re: Do You sign Your credit cards.

I usually sign my cards, but within a couple months of use the signature smudges and becomes illegible. Years back I put 'Check ID' on a couple of my cards and only 1/20 clerks would ask for ID, the rest didn't care.

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 832 EX 783 TU 816
App free since 9/15/15
Contributor
Posts: 91
Registered: ‎03-27-2013
0

Re: Do You sign Your credit cards.

I used to write "See ID" on my cards a few years back, but now I just sign it because it really doesn't make a difference. There have been many instances where I have opted to use a credit card for a large purchase and nobody would compare signatures/request photo ID. The only card I won't write anything on is the BCE because I think it looks sleek without it.

BoA: Virgin Atlantic World Elite Mastercard
Chase: Sapphire Preferred (WMC)/Freedom/Amazon/Auto Loan (41k)
Citi: Thank You Preferred/Forward/Simplicity
AmEx: Zync/Blue Cash/Starwood Preferred
Discover: IT
GE: JCP/Walmart Discover
Senior Contributor
Posts: 6,279
Registered: ‎08-16-2012
0

Re: Do You sign Your credit cards.

I write SEE ID! on all cards...
On BCE, if you write it inside the blue space on the opposing side... It won't show through ... :-)
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Highlighted
Regular Contributor
Posts: 188
Registered: ‎07-23-2008
0

Re: Do You sign Your credit cards.

On all my cards I write "see id."  In most cases the clerk never ask to see my ID and the ones that do notice it I always tell them thank you for asking.

FICO scores:EQ- 723 (6/13), TU- 722 (6/13), EX- ?
My Wallet- AMEX BCE-17.5K, Chase Freedom-6k, Cap1- 5K, BMO Harris-5K, Wells Fargo-2K,
Store Cards-Lowes- 8K, Ashley Furniture-6K, American Furniture-2.5K,


Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.

Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on internal myFICO analysis of actual applicant approvals, and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range. These ranges were not provided by any card issuer.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.