Credit Cards

[snowkitty]

Me too. Both Victoria Secret and Brylane told me 9 months and I'm going to try again on ON in a month. After that it will be up to Chase & Citi. I have no doubt my boa will hit 1k when it unsecures this summer. I'm hoping once my two new Amex cards cards show up on reports that other places will losen the reigns on my limits a bit.

I'm curious....have you had all your cards for a while or have you gotten them all in the past year like me?

[snowkitty]

@daybreak   Did you ask for the cli right at a year or before that? Did it go pretty smooth?

[daybreakgonesXe]

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snowkitty wrote:

@daybreak   Did you ask for the cli right at a year or before that? Did it go pretty smooth?

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Right at a year! Went relatively smoothly. Not sure if they actually give instant CLIs, but I put in what I wanted, income, and rent payments. Said they would notify me in 7-10 days of decision. Received a hard pull on Experian. Think I did this during the evening. By the next morning, the $800 was approved and reflecting on my page!

[colindidit]

@snowkitty me? The shell card was opened in October the old navy was June , most of my cards are newer with AE being my oldest

[snowkitty]

Yes colin....@ you......sorry, I'm on my cell phone so I have a hard time quoting

[colindidit]

Me too lol. I just looked up the card and someone on here got a SP over the phone for their shell card . Worth a try?

[snowkitty]

@daybreak Thanks! I guess I need to wait for a year to hit before I ask. It's only been opened since Sept. Which if it's going to be a hp anyways, I may just app for the shell mc then.

[snowkitty]

@colin I'm scared....you try.....lol

[colindidit]

The funny thing about jcrew is I got an increase after a month and I never used it and it's by the same bank as Vicky's and Brylane

[colindidit]

Lol no way I don't have it on me