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Do all GE cards have the same criteria?

Established Contributor

Re: Do all GE cards have the same criteria?

Me too. Both Victoria Secret and Brylane told me 9 months and I'm going to try again on ON in a month. After that it will be up to Chase & Citi. I have no doubt my boa will hit 1k when it unsecures this summer. I'm hoping once my two new Amex cards cards show up on reports that other places will losen the reigns on my limits a bit.

I'm curious....have you had all your cards for a while or have you gotten them all in the past year like me?
TU Fico 714 | Sesame 742 | Credit Karma 762 | Wal-Mart FICO 734 | EX FICO 695 (1/28/13) | EQ 740 (3-21-13)

Amex Blue Sky 7.2k | Amex BCE 13.1k | Citi Diamond Preferred 10.2k | CSP 5k | Bofa Cash 9k | Boa Travel 10k | Discover More 3k | Chase SW 5k | Wal-Mart 3.3k | Amazon 5k | Old Navy Visa 5k | Shell 1200 | BP 400 | VS 1500 | Sam's Discover 8.5k | FNBO Amex 16k | Chase Freedom 1.3k | Home Depot 5k | Brylane Homes 1600 | BML 2820

App free since 12/11/13*
Message 11 of 31
Established Contributor

Re: Do all GE cards have the same criteria?

@daybreak   Did you ask for the cli right at a year or before that? Did it go pretty smooth?

TU Fico 714 | Sesame 742 | Credit Karma 762 | Wal-Mart FICO 734 | EX FICO 695 (1/28/13) | EQ 740 (3-21-13)

Amex Blue Sky 7.2k | Amex BCE 13.1k | Citi Diamond Preferred 10.2k | CSP 5k | Bofa Cash 9k | Boa Travel 10k | Discover More 3k | Chase SW 5k | Wal-Mart 3.3k | Amazon 5k | Old Navy Visa 5k | Shell 1200 | BP 400 | VS 1500 | Sam's Discover 8.5k | FNBO Amex 16k | Chase Freedom 1.3k | Home Depot 5k | Brylane Homes 1600 | BML 2820

App free since 12/11/13*
Message 12 of 31
Valued Contributor

Re: Do all GE cards have the same criteria?


snowkitty wrote:

@daybreak   Did you ask for the cli right at a year or before that? Did it go pretty smooth?


Right at a year! Went relatively smoothly. Not sure if they actually give instant CLIs, but I put in what I wanted, income, and rent payments. Said they would notify me in 7-10 days of decision. Received a hard pull on Experian. Think I did this during the evening. By the next morning, the $800 was approved and reflecting on my page!


Quicksilver WMC $20k | JCPenney Platinum $10k | Drive for Five $800 | Freedom VS $5k | TD Cash VS $5k | CFU VS $14.8k | Blue Sky $13.7k | IT $28k | SavingStar $14.8k | BCE $11.3k | Macy's AMEX $7.2k | BuyPower WEMC $7.5k | CSR VI $13.3k | Diamond Preferred $6.5k FICOS: EX 775 EQ 764 TU 759 VantageScore 3.0: EX 759 EQ 757 TU 762
Message 13 of 31
Established Contributor

Re: Do all GE cards have the same criteria?

@snowkitty me? The shell card was opened in October the old navy was June , most of my cards are newer with AE being my oldest
Wallet: Barclay-5k, Citadel MC- 5k, Slate- 4k, Freedom- 3k, BOA- 3k, Citi- 2k, AMEXBCE- 2k and more...
Message 14 of 31
Established Contributor

Re: Do all GE cards have the same criteria?

Yes colin....@ you......sorry, I'm on my cell phone so I have a hard time quoting
TU Fico 714 | Sesame 742 | Credit Karma 762 | Wal-Mart FICO 734 | EX FICO 695 (1/28/13) | EQ 740 (3-21-13)

Amex Blue Sky 7.2k | Amex BCE 13.1k | Citi Diamond Preferred 10.2k | CSP 5k | Bofa Cash 9k | Boa Travel 10k | Discover More 3k | Chase SW 5k | Wal-Mart 3.3k | Amazon 5k | Old Navy Visa 5k | Shell 1200 | BP 400 | VS 1500 | Sam's Discover 8.5k | FNBO Amex 16k | Chase Freedom 1.3k | Home Depot 5k | Brylane Homes 1600 | BML 2820

App free since 12/11/13*
Message 15 of 31
Established Contributor

Re: Do all GE cards have the same criteria?

Me too lol. I just looked up the card and someone on here got a SP over the phone for their shell card . Worth a try?
Wallet: Barclay-5k, Citadel MC- 5k, Slate- 4k, Freedom- 3k, BOA- 3k, Citi- 2k, AMEXBCE- 2k and more...
Message 16 of 31
Established Contributor

Re: Do all GE cards have the same criteria?

@daybreak Thanks! I guess I need to wait for a year to hit before I ask. It's only been opened since Sept. Which if it's going to be a hp anyways, I may just app for the shell mc then.
TU Fico 714 | Sesame 742 | Credit Karma 762 | Wal-Mart FICO 734 | EX FICO 695 (1/28/13) | EQ 740 (3-21-13)

Amex Blue Sky 7.2k | Amex BCE 13.1k | Citi Diamond Preferred 10.2k | CSP 5k | Bofa Cash 9k | Boa Travel 10k | Discover More 3k | Chase SW 5k | Wal-Mart 3.3k | Amazon 5k | Old Navy Visa 5k | Shell 1200 | BP 400 | VS 1500 | Sam's Discover 8.5k | FNBO Amex 16k | Chase Freedom 1.3k | Home Depot 5k | Brylane Homes 1600 | BML 2820

App free since 12/11/13*
Message 17 of 31
Highlighted
Established Contributor

Re: Do all GE cards have the same criteria?

@colin I'm scared....you try.....lol
TU Fico 714 | Sesame 742 | Credit Karma 762 | Wal-Mart FICO 734 | EX FICO 695 (1/28/13) | EQ 740 (3-21-13)

Amex Blue Sky 7.2k | Amex BCE 13.1k | Citi Diamond Preferred 10.2k | CSP 5k | Bofa Cash 9k | Boa Travel 10k | Discover More 3k | Chase SW 5k | Wal-Mart 3.3k | Amazon 5k | Old Navy Visa 5k | Shell 1200 | BP 400 | VS 1500 | Sam's Discover 8.5k | FNBO Amex 16k | Chase Freedom 1.3k | Home Depot 5k | Brylane Homes 1600 | BML 2820

App free since 12/11/13*
Message 18 of 31
Established Contributor

Re: Do all GE cards have the same criteria?

The funny thing about jcrew is I got an increase after a month and I never used it and it's by the same bank as Vicky's and Brylane
Wallet: Barclay-5k, Citadel MC- 5k, Slate- 4k, Freedom- 3k, BOA- 3k, Citi- 2k, AMEXBCE- 2k and more...
Message 19 of 31
Established Contributor

Re: Do all GE cards have the same criteria?

Lol no way I don't have it on meSmiley Tongue
Wallet: Barclay-5k, Citadel MC- 5k, Slate- 4k, Freedom- 3k, BOA- 3k, Citi- 2k, AMEXBCE- 2k and more...
Message 20 of 31