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Do authorized users cards still report?

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Rlupo810
New Contributor

Do authorized users cards still report?

Does anyone know if any credit cards still report authorized users to the bureaus anymore. I found a few things on a Google search saying that authorized users will no longer work. If any still do report, which cards/companies and how do they report, limit, balance, age, etc. Any help would be greatly appreciated, Thank You


Starting Score: Equifax 456 Transunion 442 Experian 472
Current Score: Equifax 548 Transunion 567 Experian 557
Goal Score: 650


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Message 1 of 20
19 REPLIES 19
jdxprs1
Frequent Contributor

Re: Do authorized users cards still report?

yes. lots still report. i have two a.u. accounts. exxon mobile mastercard and capital one visa.

Last app 1/2/2017.
In the garden until at least 6/2/2017.
Message 2 of 20
Rlupo810
New Contributor

Re: Do authorized users cards still report?

does capital report the credit limit on au.. i read a rumor saying that they didn't.

Starting Score: Equifax 456 Transunion 442 Experian 472
Current Score: Equifax 548 Transunion 567 Experian 557
Goal Score: 650


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Message 3 of 20
aichjw
New Member

Re: Do authorized users cards still report?

They do still report.  My fiance added me as an AU on three of his accounts back in June,  My score has increased by over a hundred points,  from around 520 to Eq-680, and trans-646.  I was able to get three unsecured cards and a auto loan with the credit union in one week.  Before this I couldn't get a secured card.

Message 4 of 20
Red1Blue
Super Contributor

Re: Do authorized users cards still report?

As far as I know most of the report.

Message 5 of 20
laz98
Senior Contributor

Re: Do authorized users cards still report?

all of mine report as if they were my own accounts.

Message 6 of 20
MarineVietVet
Moderator Emeritus

Re: Do authorized users cards still report?

In my experience Discover, Cap 1, Citi, and BoA all reports AU's.

 

 

 

From a BK years ago to:
EX - 9/09 pulled by lender 802
EQ - 7/06-663, 3/10-800
TU - 8/10-772
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Message 7 of 20
Rlupo810
New Contributor

Re: Do authorized users cards still report?

Do they all still report limits and all other detail. Sorry for being overly questionable, I've read a few posts on here saying that the credit limits no longer show up for au's. i don't believe really believe that but would prefer someone to clarify this matter

 Thank you again,

You are all very helpful


Starting Score: Equifax 456 Transunion 442 Experian 472
Current Score: Equifax 548 Transunion 567 Experian 557
Goal Score: 650


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Message 8 of 20
laz98
Senior Contributor

Re: Do authorized users cards still report?

yes, they show all the regular details that my non-AU accounts do.  they are exactly the same.

Message 9 of 20
MarineVietVet
Moderator Emeritus

Re: Do authorized users cards still report?

 


@laz98 wrote:

yes, they show all the regular details that my non-AU accounts do.  they are exactly the same.


 

+1

 

 

 

 

Message 10 of 20
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