Do banks generally grant higher limits?

WallyxD · ‎10-02-2012

Hi all. I'm a college student and have a bank account with PNC. I work part time and my annual income is a little over 9k. I got approved for a CapOne journey with only a 300$ limit. Now, two of my friends, who work a little more than me, so maybe make about 10 or 11k annual income, have been approved for credit cards by their bank for 1000$+ limits

So my question is, should a member of a bank apply for a credit card with that bank? Do banks generally grant higher limits to their members? Should I apply for credit with PNC?

AEO Visa: $2,300 | CapOne Journey: $500 | Citi Forward for Students $1,500 | Walmart CC $400 (Absolutely shocked, denied twice when reconed limit)

TU Fico: 703 | EQ Fico: 694 (4/25/13

youngandcreditwrthy · ‎08-16-2012

I feel like banking relationships improve approval/terms/limits.

However, a high FICO shall set you free.....

just think about what would be good for your FICO. Remember that C1 accounts typically do not grow. I'd recommend opening some GE accounts!

Happychap · ‎10-25-2011

Crapone wont grow as already stated. GE cards do grow so that could be an option for you or a credit union who tend to more generous than banks.

Credit Cards

Do banks generally grant higher limits?

Re: Do banks generally grant higher limits?

Re: Do banks generally grant higher limits?