01-08-2013 02:21 PM
Hi all. I'm a college student and have a bank account with PNC. I work part time and my annual income is a little over 9k. I got approved for a CapOne journey with only a 300$ limit. Now, two of my friends, who work a little more than me, so maybe make about 10 or 11k annual income, have been approved for credit cards by their bank for 1000$+ limits
So my question is, should a member of a bank apply for a credit card with that bank? Do banks generally grant higher limits to their members? Should I apply for credit with PNC?
01-08-2013 02:26 PM
I feel like banking relationships improve approval/terms/limits.
However, a high FICO shall set you free.....
just think about what would be good for your FICO. Remember that C1 accounts typically do not grow. I'd recommend opening some GE accounts!
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