welp if it makes you guys feel better. my main bank only offers mastercard cc. its based out of ri and in new england.
has visa debit cards though.
@ChesterPDexter wrote:I haven't read the topic (and I'm not going to slog through it) but I had to say: How could you guys possibly argue about this subject? It seems especially dry as topics go.
Remind me not to attned the myFico holiday party. You people might not be very fun to be around after a couple of drinks!
Well, when it started, the thread was originally entitled "Will MasterCard be obsolete soon?" and if THAT doesn't send your pulse racing, I don't know what will.
And I don't know about the others, but after a few drinks, well, one really, I can get really interesting when I talk about projections of quasi-soft-pulls on FIA cards in the south-western part of the Mid West states in late Q3 2013.
This seems to move in cycles and may also be geographically based. I remember asking a similar question a couple years ago. Seemed like everything I was offered was a MC as my credit was improving. I was wondering if for some reason their were lower approval standards for cards on MC's network, which made no sense. Where I was seeing mostly MC, other posters were seeing the opposite. I'm sure banks are constantly in negotiations with MC and Visa for specific products, service areas, etc. I wouldn't make too much of this apparent trend.
Starting Score: ~500 (12/01/2008)
@Walt_K wrote:This seems to move in cycles and may also be geographically based. I remember asking a similar question a couple years ago. Seemed like everything I was offered was a MC as my credit was improving. I was wondering if for some reason their were lower approval standards for cards on MC's network, which made no sense. Where I was seeing mostly MC, other posters were seeing the opposite. I'm sure banks are constantly in negotiations with MC and Visa for specific products, service areas, etc. I wouldn't make too much of this apparent trend.
Agree with Walt. When the bank's contract expires with Visa/MC for debit or credit cards, they owe it to their shareholders to at least consider the options from the rivals. Sometimes, the benefits make it worth the change. My local bank just went through the change from Mastercard to Visa. I'm sure regional factors are taken into account when negotiating interchange fees and such, and so therefore certain regions may have more of one type of card than the other. And this may change over time as each payment network expands their territory or changes their business model. But at the end of the day, what does it really matter inside the U.S.? - their acceptance is virtually interchangeable.
@CC365 wrote:Thank you. If I offended you, or anyone else for that matter, I also regret that. I'm currently studying law so I often assume that others already have the implicit understanding of where a topic will end up. In many ways that is why I like debating and creating a provocative topic.
I was like you once. You'll calm down with a few years of practice under your belt. 
@CC365 wrote:
@Shogun wrote:Never studied law, all my debating I learned while trying to get a bigger monthly allowance from the DW. Not working out well, I've been married 21 years and she still has all my money. I broke the cardinal rule of marriage, "Never marry a woman smarter than you".
Hahaha. I don't think you need debating as it seems you lost the warThe best thing you can do is now negotiate for table scraps (and peaceful surrender)
ROFL the philosophical question is: did he really lose? What is a loss? How does one identify with losing? Why does Shogun seem so happy to "lose" In marriage a loss = total win
FICO 9: 
Filed Chapter 13 on 6/1/2017 after job loss. Discharged 6/1/2022.
Goal: Gardening!
Filed Chapter 13 on 6/1/2017 after job loss. Discharged 6/1/2022.
Goal: Gardening!
