06-05-2009 04:32 AM
06-05-2009 09:38 AM - edited 06-05-2009 09:40 AM
hauling, do your cards besides J Crew report, even though some of them you don't touch, or do you touch all of them so you can't tell?
06-05-2009 11:27 AM
Mine all report monthly whether used or not.
Most interesting trade line I have relating to this topic is JC Penny. I opened the card 18 years ago, used it once, then pretty much forgot about it. Fast forward 13 years after opening this card and 13 years after the only charge ever on it. During tis time I went through a dismissed BK during which I lost all other credit lines. Checked my credit reports for the first time ever and there it was...this 13 yr old (at the time) credit card, reporting 0 balance month after month for all those years.
I can't imagine why this happened and don't believe it would happen in towards credit crunch, but it was a life saver for my credit.
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