jhtrico1850 wrote:
hauling, do your cards besides J Crew report, even though some of them you don't touch, or do you touch all of them so you can't tell?
Yes, I'm sorry, I meant to include that in my post. They all report (so far), even if they didn't get used that month. I do think that if I just ignored them for 6 months or something, they might stop reporting, but these days, they'd probably close them before it got that far!
I've gone 4-6 months on Home Depot (Citi) and Best Buy (HSBC) store cards without a purchase, and they keep updating with the $0. I did just go air them out to make sure that they don't think I've died or something. And no problem with the bank cards, either, although they don't go that long without being used.
eta: Even when I use them during the month, though, I always have them report $0, except that there's always at least one where I miss some $4.13 last-minute charge, so that takes care of the one-card-reporting-a-balance thing.
Message Edited by haulingthescoreup on 06-05-2009 09:40 AM
* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007
