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Do i even stand a chance? Hilton

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Anonymous
Not applicable
‎08-23-2015 03:41 PM
‎08-23-2015 03:41 PM

Re: Do i even stand a chance? Hilton

Nope it lists all three aprs.
Message 21 of 47
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Anonymous
Not applicable
‎08-23-2015 03:41 PM
‎08-23-2015 03:41 PM

Re: Do i even stand a chance? Hilton

I could copy and paste the email but its kinda long lol.
Message 22 of 47
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NRB525
Super Contributor
‎08-23-2015 03:42 PM
‎08-23-2015 03:42 PM

Re: Do i even stand a chance? Hilton

@Anonymous wrote:
Wait now dont get me all excited lol... From the little research ive done on myfico, it seems these are just marketing emails and other members asked about them and were told they were not worth taking serious. I admit i do get them almost every week! They must think i have serious restraint lol..

 

AMEX is the only opinion you care about right now.

 

Your baddies will be on your report for a long time to come. You can either wait a few years, or app for the HHonors card now. If you app now, two outcomes are possible:

 

1) You get the card, with at least $1k and a max APR of 19.24% and start working it to improve the CL and APR.

2) You get denied the card, and find out, from the only source that matters, whether you were qualified to get this card in August 2015.

 

App the card. Trust me, you are almost a lock to get in.

High Bal Jan 2009 $116k on $146k limits 80% Util.
Oct 2014 $46k on $127k 36% util EQ 722 TU 727 EX 727
April 2018 $18k on $344k 5% util EQ 806 TU 810 EX 812
Jan 2019 $7.6k on $360k EQ 832 TU 839 EX 831
March 2021 $33k on $312k EQ 796 TU 798 EX 801
May 2021 Paid all Installments and Mortgages, one new Mortgage EQ 761 TY 774 EX 777
April 2022 EQ=811 TU=807 EX=805 - TU VS 3.0 765
Message 23 of 47
myjourney
Super Contributor
‎08-23-2015 03:42 PM
‎08-23-2015 03:42 PM

Re: Do i even stand a chance? Hilton

Maybe I missed it 

Are the emails from Amex or Hilton?

Reason I asked was the way you mentioned wanting ED card I presumed you didn't have an Amex card yet

Pls clarify OP 

Thanks 

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 24 of 47
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Anonymous
Not applicable
‎08-23-2015 03:42 PM
‎08-23-2015 03:42 PM

Re: Do i even stand a chance? Hilton

@Anonymous wrote:
Nope it lists all three aprs.

Doesn't sound very solid to me. What do others here think on this? Pass?

Message 25 of 47
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myjourney
Super Contributor
‎08-23-2015 03:45 PM
‎08-23-2015 03:45 PM

Re: Do i even stand a chance? Hilton

Let's keep it friendly pls 

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 26 of 47
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Anonymous
Not applicable
‎08-23-2015 03:45 PM
‎08-23-2015 03:45 PM

Re: Do i even stand a chance? Hilton

Do not have an amex. I think the email is from hilton, but it lists full terms (range i should say) NOT saying im preapproved. It says amex at the bottom of the email but i believe its from Hilton. Is it okay to post the email? Can erase any personal info.

Tbh, im convinced its just marketing and dont hold much hope. But the way theyve been sending them and NRBs comments are making me rethink it...
Message 27 of 47
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NRB525
Super Contributor
‎08-23-2015 03:45 PM
‎08-23-2015 03:45 PM

Re: Do i even stand a chance? Hilton

Let me clarify, app using the code that comes on the emails, or even from within your HHonors on-line account that leads to the app.

 

Why are we voting? AMEX is the only vote that counts.

High Bal Jan 2009 $116k on $146k limits 80% Util.
Oct 2014 $46k on $127k 36% util EQ 722 TU 727 EX 727
April 2018 $18k on $344k 5% util EQ 806 TU 810 EX 812
Jan 2019 $7.6k on $360k EQ 832 TU 839 EX 831
March 2021 $33k on $312k EQ 796 TU 798 EX 801
May 2021 Paid all Installments and Mortgages, one new Mortgage EQ 761 TY 774 EX 777
April 2022 EQ=811 TU=807 EX=805 - TU VS 3.0 765
Message 28 of 47
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Anonymous
Not applicable
‎08-23-2015 03:46 PM
‎08-23-2015 03:46 PM

Re: Do i even stand a chance? Hilton

Ok dont hate me but dinner is getting cold and bf is waiting to eat. Be back asap lol. Thanks!
Message 29 of 47
myjourney
Super Contributor
‎08-23-2015 03:46 PM
‎08-23-2015 03:46 PM

Re: Do i even stand a chance? Hilton

@Anonymous wrote:
@Anonymous wrote:
Nope it lists all three aprs.

Doesn't sound very solid to me. What do others here think on this? Pass?

Could be wrong and I'm waiting on OP to say but I don't even think it's an Amex offer 

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 30 of 47
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