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So my Elan card expires this month and i got the new one, havent activated it. Mainly because i really dont want to use it, and since it cant be used unless activated. I wouldnt need to worry about fraud charges on this one >.<
My question is do i need to activate it now? OR can i just activate when i want to use it like months or a year down the road?
IMO - If you intend to use it in the future, I'd activate it now - issuers get kind of funny about cards they send out that don't get activated which may cause you problems months down the road.
I dunno abuot Elan, but some cards gets closed auto, in a few months if not activated.
You sound like a responsible person so I would suggest, just activate and keep it SD, use it down the road as you planned.
Otherwise, call and cancel it cuz you dont want them putting ''closed by credit grantor'' on your report, if they close it.