Do most lenders really use Equifax? I was told this infomation by a MyFico representative

[lg8302ch]

When I look at my reports and considering the SPs then it is EX ....I am pretty balanced out in terms of HP but only because I made sure to plan apps and select lenders according their pulls Next app is for a TU puller - Barclays and that will level out ...LOL

[Repo-ed]

www.whogavemecredit.com

[Radek7752]

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@Mario4 wrote:

Do most lenders really use Equifax? I was told this infomation by a MyFico representative.

i'm consideing score watch to monitor my fico. Wont make sence monitoring just one to me if the other 2 will be the ones more likely used.

Any facts supporting this?

THANKS!

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From my own experience living in the southeast, lenders overwhelmingly prefer Equifax over the other two. From auto loans to credit cards to mortgages it's Equifax they want to see first. Every credit card in my siggy has pulled Equifax with the exception of my GE cards and Amex. Transunion has always been my highest score because it rarely gets inquiries. 

[clocktick]

I have a record of all my inquiries dating back to 2011.  Most are EX, then TU, lastly EQ - this includes many new cards and CLIs from different banks (see sig)  and then shopping for a car loan.

[Involver]

It really depends on your market and the products you are after.  

Personally, most of the products I have / am interested in pull EX.  I don't apply for much credit though (total 6 INQ across all 3) so they are never really an issue.

I don't see EQ being the #1 pulled bureau.