Reply
Member
Posts: 12
Registered: ‎06-21-2010
0

Do online shops who offer credit report to Credit Bureaus? A few other ?'s for a newbie.

I have recently purchased shoes for the kids from Masseys, and a purse from K. Jordan, in hopes to finally have credit. I have paid them off, but just got my reports and I don't se anything. Its been 2 months. I also recently applied and was approved from BBRZ, 100CL. Only history is medical bills that were discharged through bk in 2008. What should I do once the BBRZ reports? Can I call and request the others to report if they don't? Im looking to buy a house in the next yr, or yr and a half. Only looking for a 90k mortgage. Any help is welcome. Thanks!


Starting Score:9/22/2014 TU 737, EQ, 601, EXP 555
Current Score:9/22/2014 TU 737, EQ, 601, EXP 555
Goal Score: 750 across


Take the FICO Fitness Challenge
New Contributor
Posts: 100
Registered: ‎06-20-2010
0

Re: Do online shops who offer credit report to Credit Bureaus? A few other ?'s for a newbie.

[ Edited ]

call the masseys and  k jordan, are they reporting ? if not, better close them

your credit score so bad

open secured credit card with capital one, orchard or public savings, better with your credit union.

try macy's, open in the store.

if you can open 2 secured card that good, since no bank want give you unsecured.

your best buy master card with 100 bucks will help you a lot, pay in full before due date

1 or 2 more credit card and 1 store is ENOUGH for you to improve your score

 

in my opinion ,Dont apply unsecured card  with 510 score , waste inquiry, almost all bank will decline your application.

starting score 549
current score 702 TU , 708 EQ, EX ??
goal score 740

Get a myFICO recommended credit card

Copyright ©2001-2013 Fair Isaac Corporation.
All rights reserved.

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions based on Experian or Equifax data (additional FICO® Score versions based on TransUnion data are not currently available on myFICO.com). Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.