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Do you actually sign your cards?

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mcf
Contributor

Re: Do you actually sign your cards?

LOL paranoia!! haha use a sharpie!! Thats what i print, which is my sig.. lol. but its harder for someone to copy as the ink expands and you never know where the proper line is.. im saying as in if someone wants to try to copy your signature. plus a sharpie just looks nice! no smearing of or fading of ugly ink!! whos wit me?

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Message 31 of 65
GaTech
Frequent Contributor

Re: Do you actually sign your cards?

I write: "MUST CHECK ID" on my credit cards.
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Message 32 of 65
thom02099
Valued Contributor

Re: Do you actually sign your cards?


@jakemod1 wrote:

There was a discussion about this topic a couple months ago: http://ficoforums.myfico.com/t5/Credit-Cards/Do-You-sign-Your-credit-cards/m-p/2042953/highlight/tru...

 

I personally don't sign them as well and like you, I put "Check ID" instead of my signature.


I sign all my cards, with the exception of the AMEX Clear, which really isn't made to have a signature on it!  Reasons for signing cited in the above mentioned thread

Message 33 of 65
Themanwhocan
Senior Contributor

Re: Do you actually sign your cards?

I started signing all my credit cards. Then I requested a replacement card for my Amex BCE that included the Expresspay Chip, and you cant sign that one. It comes with the credit card number plus a 3 digit code typed into the signature field.





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Message 34 of 65
CreditScholar
Valued Contributor

Re: Do you actually sign your cards?

I always sign my cards, no exceptions.

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Message 35 of 65
CashOnDelivery
Established Contributor

Re: Do you actually sign your cards?

I write "Check ID" on the back. It's much better than leaving it blank...


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Message 36 of 65
Open123
Super Contributor

Re: Do you actually sign your cards?

I’ve never understood the pre-occupation for “see id” in place of a signature. 

 

What should I do if I were to lose my D.L., am I supposed to refrain from using my replacement cards until the DMV sends me another one in 4 – 6 weeks?  Moreover, would the “ID” rule apply to debit cards too?  What about prepaid gift cards? 

 

So, if I were travelling and were to lose, misplace or have my ID stolen, I couldn’t use my credit cards even if I were to have them sent overnight to me simply because a merchant insists on checking IDs?

 

You really want minimum wage employees deciding on whose ID’s should be checked?  So, if I looked “honest,” then my story about losing my card will be believed and will be allowed to; conversely, if I looked like a “thief,” then I would be refused.

 

We really want this kind of “profiling?” 

 

And, to the individual dissenter, let’s assume we implement a national “see id” policy.  Well, what’s the “definition” of ID?  State issued IDs?  What about Passports?  Foreign passports?  Foreign passports from nations with whom we have no diplomatic relations?  What about Canadian IDs?  UK IDs?  How about Military ID?  Or, any kind of corporate photo ID?

 

Who decides what’s on the ID list.  Visa?  Federal or State level government?  Merchants?  Or, the minimum wage cashier from Hulga’s House of Pain?

 

Main reason why credit cards eschew “see id” is because of the above reasons.  Unless you implement across the board, there’s bound to be “issues” when merchants can request at their discretion, simply because a person “looks” like a credit card thief.

 

We just can’t pick and choose whose IDs we check.  Either we check all, or none.  If the former, what if you’re in a foreign country or out of state and lose your ID?  Better find a Western Union or someone to borrow cash from, I suppose.  

 

Here is Visa’s “official” position on unsigned cards and those with “see id.”

 

Visa - See Id.JPG

Message 37 of 65
JonStur
Established Contributor

Re: Do you actually sign your cards?

I can never get a pen to work on mine so I just say the heck with it and already have my driver's license on deck..


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Message 38 of 65
HiLine
Blogger

Re: Do you actually sign your cards?


@Open123 wrote:

I’ve never understood the pre-occupation for “see id” in place of a signature. 

 

What should I do if I were to lose my D.L., am I supposed to refrain from using my replacement cards until the DMV sends me another one in 4 – 6 weeks?  Moreover, would the “ID” rule apply to debit cards too?  What about prepaid gift cards? 

 

So, if I were travelling and were to lose, misplace or have my ID stolen, I couldn’t use my credit cards even if I were to have them sent overnight to me simply because a merchant insists on checking IDs?

 


The signature may be fake, and the cashier won't know if it is fake unless he/she sees your ID. "See ID" is a stronger security measure.

Message 39 of 65
Open123
Super Contributor

Re: Do you actually sign your cards?


@HiLine wrote:

The signature may be fake, and the cashier won't know if it is fake unless he/she sees your ID. "See ID" is a stronger security measure.


What would happen during the time I'm waiting for a replacement ID that I've lost or have gotten stolen?  Leave the ID request at the discretion of the merchant to make exceptions or not on requiring IDs?

Message 40 of 65
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