No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
LOL paranoia!! haha use a sharpie!! Thats what i print, which is my sig.. lol. but its harder for someone to copy as the ink expands and you never know where the proper line is.. im saying as in if someone wants to try to copy your signature. plus a sharpie just looks nice! no smearing of or fading of ugly ink!! whos wit me?
@jakemod1 wrote:There was a discussion about this topic a couple months ago: http://ficoforums.myfico.com/t5/Credit-Cards/Do-You-sign-Your-credit-cards/m-p/2042953/highlight/tru...
I personally don't sign them as well and like you, I put "Check ID" instead of my signature.
I sign all my cards, with the exception of the AMEX Clear, which really isn't made to have a signature on it! Reasons for signing cited in the above mentioned thread
I started signing all my credit cards. Then I requested a replacement card for my Amex BCE that included the Expresspay Chip, and you cant sign that one. It comes with the credit card number plus a 3 digit code typed into the signature field.
I always sign my cards, no exceptions.
I write "Check ID" on the back. It's much better than leaving it blank...
I’ve never understood the pre-occupation for “see id” in place of a signature.
What should I do if I were to lose my D.L., am I supposed to refrain from using my replacement cards until the DMV sends me another one in 4 – 6 weeks? Moreover, would the “ID” rule apply to debit cards too? What about prepaid gift cards?
So, if I were travelling and were to lose, misplace or have my ID stolen, I couldn’t use my credit cards even if I were to have them sent overnight to me simply because a merchant insists on checking IDs?
You really want minimum wage employees deciding on whose ID’s should be checked? So, if I looked “honest,” then my story about losing my card will be believed and will be allowed to; conversely, if I looked like a “thief,” then I would be refused.
We really want this kind of “profiling?”
And, to the individual dissenter, let’s assume we implement a national “see id” policy. Well, what’s the “definition” of ID? State issued IDs? What about Passports? Foreign passports? Foreign passports from nations with whom we have no diplomatic relations? What about Canadian IDs? UK IDs? How about Military ID? Or, any kind of corporate photo ID?
Who decides what’s on the ID list. Visa? Federal or State level government? Merchants? Or, the minimum wage cashier from Hulga’s House of Pain?
Main reason why credit cards eschew “see id” is because of the above reasons. Unless you implement across the board, there’s bound to be “issues” when merchants can request at their discretion, simply because a person “looks” like a credit card thief.
We just can’t pick and choose whose IDs we check. Either we check all, or none. If the former, what if you’re in a foreign country or out of state and lose your ID? Better find a Western Union or someone to borrow cash from, I suppose.
Here is Visa’s “official” position on unsigned cards and those with “see id.”
I can never get a pen to work on mine so I just say the heck with it and already have my driver's license on deck..
@Open123 wrote:I’ve never understood the pre-occupation for “see id” in place of a signature.
What should I do if I were to lose my D.L., am I supposed to refrain from using my replacement cards until the DMV sends me another one in 4 – 6 weeks? Moreover, would the “ID” rule apply to debit cards too? What about prepaid gift cards?
So, if I were travelling and were to lose, misplace or have my ID stolen, I couldn’t use my credit cards even if I were to have them sent overnight to me simply because a merchant insists on checking IDs?
The signature may be fake, and the cashier won't know if it is fake unless he/she sees your ID. "See ID" is a stronger security measure.
@HiLine wrote:The signature may be fake, and the cashier won't know if it is fake unless he/she sees your ID. "See ID" is a stronger security measure.
What would happen during the time I'm waiting for a replacement ID that I've lost or have gotten stolen? Leave the ID request at the discretion of the merchant to make exceptions or not on requiring IDs?