Do you automate/autopay bills on your CC?

[Anonymous]

I'm just curious to know your strategy to automate bills on CC's with autopay balance every month before/after closing date. Some of my cards I can set a predetermined time to pay after closing date others send payment on the due date which kinda makes me nervous. I will actively monitor it I have a budget so it's not a set and forget, but I am curious to know others experience doing this to max rewards, keep CC's active etc. I pay my balances off every month so if I rotate with 7 cards each month can I raise my Fico faster than with doing this on 2 cards?

[Stralem]

Insurance, cell phone, and tv/internet are all automatically charged to my credit cards.

I hate having those expenses to begin with, so it's my way of putting them out of mind so I can concentrate my energy on more important things.

Like... well... anything else.

[Closingracer99]

Nope auto pay nothing ... With my Bills I change the cards regularly and to OCD to let Auto pay do the work lol.  

[B335is]

I auto pay everything; cell phone, insurance, cable, utilities, credit cards.  Whatever I can, I do.

[Networth]

I have autopay set up for my cell.

[barbaralee]

Cell phones, Internet, Electric, Blizzard are all automatically paid on Amex which, in turn, automatically pulls from my bank account the statement balance every month. The only ones not paid on credit card is my rent (they don't accept it) and my insurance (they charge an additional $5 to pay with credit card).

[dursty87]

I only auto pay my internet bill/car insurance on a cc.  As far as paying CC's, I do so via NFCU bill pay manually each month.  It let's me control how much I want to pay before the statement cuts

[cashnocredit]

I use autopay on everything. Autopay is more reliable than I am.

[Kenny]

No.

[bada_bing]

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@cashnocredit wrote:

I use autopay on everything. Autopay is more reliable than I am.

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+1

My whole life is a big structured autopay.

My pay checks auto deposit to my bank.

My credit cards autopay all my bills

My bank account gets an autopay charge to pay off the cards.

Lather, rinse, repeat

About once a year I transfer whatever balance has accumulated into a

brokerage account. I'm lucky that my means outpace my needs/wants

by a little bit.

The system has never failed in 15 years of living this way,

sometimes with bigger things occupying my mind than whats happening

financially in my life. Autopay has made me look like I'm an organized, well

adjusted citizen when in fact I'm sort of a work-a-holic, easily distracted flake.