Do you carry all your cards?

[DantGwyrdd]

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@Gmood1 wrote:
If you're out of town and someone steals your wallet. What are you going to use from home? Enter Blispay, I can use my phone to pay for items.
It's going to be an inconvenience whether there's two cards or ten in there.

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True, but I'll still opt for the lesser pain of having to contact three banks to cancel three cards than the major pain of contacting eleven banks to cancel eleven cards

[Sharingan]

Definitely not, and I agree with Irish, although my number is 4-5. Many of my cards are situational and have some large limits, so it would be a mess that I wouldn't want to bring upon myself if I were to lose a wallet containing them outside of their intended circumstances. The prospect of making many calls, filling out many affidavits, and waiting on replacements is enough of a deterrent for me. As such, I only carry what I believe I will need or plan to use.

[Gmood1]

I hear ya, I'll have to cross that bridge when I come to it. I'm not going to live my life worrying about what someone can steal from me. It can all be replaced.

[DantGwyrdd]

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@Gmood1 wrote:
I hear ya, I'll have to cross that bridge when I come to it. I'm not going to live my life worrying about what someone can steal from me. It can all be replaced.

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True again And really, my major reason for not carying all/most of them has more to do with the fact that I didn't like how fat my wallet had become so I slimmed it down to my current two to three number (and even got a wallet without the extra card flap so I couldn't put them all in it even if I wanted to and I like it like that).

[Gmood1]

I had to upgrade to a looong wallet in order to carry mine.lol
Since no one is home. Who's to say they don't walk right in your home and take them? It can go either way.
I do understand your points. Bottom line if they really want it they will get it.

[Anonymous]

I carry 3-4 cards and that's it.  1-2 main spenders and 2 for backup in case **bleep** goes wrong.  Each from different banks.  The rest stay at home in their own special wallet.  I rotate whenever needed.

[belle6m2k]

Depends on what I am doing. I never carry my store cards unless I am goig to the particular store (best buy for example). For my rewards cards I usually carry them all and use a revolving system for spending or what percentages are best (gas rewards on my AAA BOA is 3%). I'm very systematic.

[Anonymous]

Ive sockdrawered my quicksilver and use my Citi DC instead since 2% > 1.5%. My Barclay Ring is in sockdrawer and only used for recurring gym membership and the occasional PS Network purchase. And i recently sockdrawered my Discover since I won't be using any of the quarterly 5% categories this quarter. And the Venture One is sockdrawered until i pay it down, since the util is high on it. So for now it's Amex BCP for groceries/gas, Chase Freedom for restaurant spend, and Citi DC for everything else.

[Anonymous]

I carry ALL my cards but I've been thinking of keeping my Debit Cards at home. I never use any of them and that has the highest potential of issues if I was to lose my wallet considering they're tied directly to my checking account.

[securingourfuture]

I do, but now that I am moving into the prime category, I will start to carry just those to get some use. I'm thinking Amex Green, BCE, Amazon visa, and Discover - maybe my BOA cash rewards sometimes. I'm transitioning into prime cards, so the limits are a bit low. Therefore, I will probably still carry my Sam's because it's my highest limit at $15k.

Congratulations on your approvals.