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Me too. Just because I have got myself well organized (finally) does not mean I cannot understand and empathise with those less fortunate that I.
Brammy wrote:I wouldn't touch the ban button...sorry but I'm irked which is really rare for me.
Creditaddict wrote:
well I personally am trying to make an effort to pay off my balances in full on all my new credit. However, I have a Credit Line Loan that is 4 years out still. and some older credit cards that I carry a balance on, only because that's all I can do right now.but i am trying to slowly take care of old and not create new.
Couldn't think of a better way to do it.
fail2deliver wrote:
Well, the smartest thing to do is to pay it from savings, then "pay" your savings account $100 / month.------------------------------------------------------------------------------------------------Correct, that would be the smartest thing for you to do but I choose to do it my way (thanks Francis Albert).Or I could pay it from my COH (cash on hand) stash but I choose to keep that $5k locked in my fire safe along with my passport and my .45. That's my 'get outta town' real emergency back-up.We do what works best for our individual circumstances based on our past experiences.Hell I've BTDT, medical problems, loss of job, lost my house, was among the credit-unwashed. Have come too far since then to blow it all over things I can control.Good luck with your approach.
@Anonymous wrote:
Or I could pay it from my COH (cash on hand) stash but I choose to keep that $5k locked in my fire safe along with my passport and my .45. That's my 'get outta town' real emergency back-up.
@haulingthescoreup wrote:
@Anonymous wrote:
Or I could pay it from my COH (cash on hand) stash but I choose to keep that $5k locked in my fire safe along with my passport and my .45. That's my 'get outta town' real emergency back-up.
Goodness! Do you have a Past??
Brammy wrote:BTW there are lots of single parents, lower income workers, etc.... that carry credit cards and carry balances. Some have one heck of ascore to boot.