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A little over a year ago I had no CC's and a whole bunch of derogs on my CR's. With plenty of hard work, patience and $$$, I was able to get everything cleaned up and am now sitting at 720+ FICO's and plenty of prime cards. What I'm still getting used to is the concept of receiving/shredding mailers. More than anything, I'm constantly getting mailers from Citi! ThankYou Preferred, Simplicity, Diamond Preferred, etc. It seems I get one or two of these a week! While I get mailers from BOA, Discover, CreditOne (it never ends), nobody comes quite close to the volume of paper Citi drops in my mailbox.
Does anyone else have a (potential) lender who seems to trump all others in sheer volume of offers sent?
Barclays hit me with up to 3 pre-apps every week for over a year they have finally stopped.
I get a Diamond Preferred offer weekly almost. Capital One will send me one from time to time.
I responded to a Discover and AmEx offer, so I assume that's why they stopped mailing me.
When I run the Citi pre-qualified tool, I usually get a batch of 3 or so offers mailed to me.
nope..they all hate me .do not even get Credit One anymore and I am opt in ...ha.ha....but present lenders are bombarding me with BT promo offers....and I am a PIF girl ..wonder how long it takes them to realize that this is wasted paper for these checks !?
Yes, Barclays. I've lost count of the offers they've sent me for the Barclaycard Rewards MasterCard. I usually get several a month and they started sending them last year. I guess they want me to apply for this card or something.....lol. Right around the same time last year, Discover sent me a lot of offers too, but they finally stopped soon after I applied and got approved for the IT card.
I have been opted out for two years and still get Citi offers.
@Leadberry wrote:A little over a year ago I had no CC's and a whole bunch of derogs on my CR's. With plenty of hard work, patience and $$$, I was able to get everything cleaned up and am now sitting at 720+ FICO's and plenty of prime cards. What I'm still getting used to is the concept of receiving/shredding mailers. More than anything, I'm constantly getting mailers from Citi! ThankYou Preferred, Simplicity, Diamond Preferred, etc. It seems I get one or two of these a week! While I get mailers from BOA, Discover, CreditOne (it never ends), nobody comes quite close to the volume of paper Citi drops in my mailbox.
Does anyone else have a (potential) lender who seems to trump all others in sheer volume of offers sent?
Discover has started sending me one almost daily...and I already have it......lol.