Do you have/like your Saks card?

Anonymous · ‎05-25-2016

I visited the Saks off 5th site today,the outlet store and seen some really cute kids clothing.They have shipping costs whereas the Saks 5th Ave. does not.Do you have a card from this company and do you like it? What are things about it you dont particuarly care for? I know that Capital One owns the bank and they pull all 3 bureaus and so I'm not ready to do that again,just considering it for down the road....Thanks in advance!

DoroLucky · ‎05-25-2016

@Anonymous wrote:
I visited the Saks off 5th site today,the outlet store and seen some really cute kids clothing.They have shipping costs whereas the Saks 5th Ave. does not.Do you have a card from this company and do you like it? What are things about it you dont particuarly care for? I know that Capital One owns the bank and they pull all 3 bureaus and so I'm not ready to do that again,just considering it for down the road....Thanks in advance!

That's not entirely true. Cap1 yes, but they do not pull all 3 CRA. They exclusively pull Equifax. However, they use EQ NextGen score I believe, not Fico. Anywho, I have the card and I like it because I shop at Sak 5th a lot and I want the rewards. The card really really comes in handy when they're having their tripple points sale. The amount of rewards depends on your spend level. The more you spend, the more rewards you get.

TCL= $172,800
6-7-16: EQ 683 EX 713 TU 715
10-12-16 EQ 685 EX 706 TU 702 12-19-16 EQ 683 EX 704 TU 701 and CHILLING ON ICE...BRRRRR!
In the garden as of 6-7-16, I've been really really BADDDDD

Creditplz · ‎04-10-2017

The card is garbage IMO, DW opened one with a $4000 CL and it now sits at 8k. No benefits, no cash back.

I commonly go into Saks on Wilshire in LA and I walk out in two minutes time.. rather go to barneys, or better yet Southcoast.. i rather earn CB on my purchases. Oh and it's the flimsiest card you'll ever get your hands on.