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Which is your preference? Straight cash or credit? I tend to like the cash in the bank.
They are hardly the only choices! Many will take UR/MR/SPG points
And some cards give worse redemption rates for cash or statement credit (Citi TY cards for example)
I always take cash. I like seeing the money go in the bank.
Show me the money oh my bad
(CASH)
@myjourney wrote:Show me the money oh my bad
(CASH)
lol
My cards that allow both options give me a bonus for depositing into the bank's checking/savings account, so I go that route
@HiLine wrote:My cards that allow both options give me a bonus for depositing into the bank's checking/savings account, so I go that route
I am thinking of opening a Chase Checking account since the Freedom card will give additional 10% per year if i'm a chase banker
I'm already a bofa banker since 97 so i think i'll go that route as well
@mikey78 wrote:
@HiLine wrote:My cards that allow both options give me a bonus for depositing into the bank's checking/savings account, so I go that route
I am thinking of opening a Chase Checking account since the Freedom card will give additional 10% per year if i'm a chase banker
I'm already a bofa banker since 97 so i think i'll go that route as well
I bank with BofA too! Too bad they don't allow me to open a Merrill Lynch account or I would've moved my assets there and opened a Privileges card...
I will transfer some to svings, but I use the majority to purchase discount gift cards to the stores I frequent. It's an additional savings over the cash back.