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Thia has been an interestiung thread & I can certainly see both sides of the coin as far as exemptions go & big refund vs small or no refund.
I normally claim 1 all year, get a decent refund (especially since I bought my house!!!). I decided to change exemptions to 5 about mid year, just as sort of a test at tax time. This years refund is about 1500. I think I might go & change exemp to 3. Keep it sort of middle of the road. I certainly don't want to OWE a dime!
just my .02
@Watchmann wrote:
It's funny how some people don't mind loaning the government money at no interest and getting a refund of their own money after filing their taxes, yet they wouldn't even consider paying a dime in an AF for an AMEX card. Money is money. Just a curious observation at how people view things.
I'm guilty of that.
@BungalowMo wrote:
I normally claim 1 all year, get a decent refund (especially since I bought my house!!!). I decided to change exemptions to 5 about mid year, just as sort of a test at tax time. This years refund is about 1500. I think I might go & change exemp to 3. Keep it sort of middle of the road. I certainly don't want to OWE a dime!
just my .02
I don't mind owing a few hundred. In fact, I usually do. As long as I don't owe so much that I trigger penalty provisions (as happened after my wife retired & received an unexpectedly large severance payment), I'm OK with writing a check at filing time.
But it really bothers me when I screw up & get a large refund. I'm a compulsive saver (which is probably why I don't get into CC trouble in the 1st place) & I want every dollar that's not actually in my pocket to be earning interest 24/7.
@DI wrote:
@Watchmann wrote:
It's funny how some people don't mind loaning the government money at no interest and getting a refund of their own money after filing their taxes, yet they wouldn't even consider paying a dime in an AF for an AMEX card. Money is money. Just a curious observation at how people view things.I'm guilty of that.
@StarraeAday1 wrote:
The point here is that the people who get large refunds for whatever reasons aren't sitting up on a high and mighty throne judging those who try to break even as seems to be happening the other way around. Do it however you want to, and don't worry about what other people are doing. Their financial situation has nothing to do with your ability to have every single penny earning interest every single second. Get over yourself.
And just be thankful the government still gives us tax deductions and credits!
I will be using a small portion of mine to help with paying down some CC's. But the rest is going into a savings account
Interesting about loaning Uncle Sam money. My friend and i were discussinf this earlier this week and he said that if you are fiscally responsible, then just save the extra u get from filing exempt adn then give it to them and keep your interest plus the extra u got taken out that u dont have to give back.
Hey great idea, I just had the same one, I didn't use my taxes on it, but saved up money, which was actually about the same as my taxes, I purchased a brand new mattress from Art Van a serta queen pillow top for only $499 and got a frame for $50 it came to about $570 with taxes, not too bad considering it was on sale from $999 where are you purchasing yours from??
btw on the flat screen tv, go with a 40 inch it's not much bigger, and the price is less than one hundred dollars more, but in size it's actually 25% bigger and you will notice such a bigger difference, even in a small room, I would suggest geting a samsung, btw walmart has them on sale all the time, and if you got a walmart store card why not grab there 12 months no interest promo of $299 or more, I wish I would of had my card when I purchased mine, but I paid about $850 with taxes for cash with mine, it was marked $1250 last year and mis marked so I got a great deal, don't go for them super slim tv's they are way over priced, mine is less than one inch think..
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