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@Anonymous wrote:The error is only reporting on my Equifax report and the drop was for almost 80 points. Sallie Mae says the error should be fixed within the next few days, but if the damage is already done do I have any recourse with Chase if they decide to increase my rate?
How do you back door? My EX says there are no inquiries affecting my FICO score.
@FretlessMayhem wrote:
@Anonymous wrote:The error is only reporting on my Equifax report and the drop was for almost 80 points. Sallie Mae says the error should be fixed within the next few days, but if the damage is already done do I have any recourse with Chase if they decide to increase my rate?
Well, I assume you could always ask them resoft your EQ after it is resolved if it is an issue.
Can you back door your EX and see if they soft it?
ladylpk74 wrote:
I'm sure most of you have hard about the big mess going on with Sallie Mae customers. Unfortunately I'm one of those customers affected. My Equifax score a few weeks ago was 787 and now it has decreased significantly due to Sallie Mae reporting I am past due on my account. The truth is I am ahead even by their "level" payment standards. My question is this: Do cc companies receive alerts when derogative changes have taken place on a consumers credit report? I am worried because Chase raised my interest rate before because of a high balance on another card and I'm afraid they will do it again. My interest rate with them now is 7.99%. Will I have a leg to stand on if they decide to raise my rate even if this entire mess isn't my fault?