Do you throw away your mailed pre-screen offers?

[Anonymous]

Jbsea, what was your sl?

[Anonymous]

Unless I'm waiting for a specific card, I bin them all.

[Anonymous]

I got one of their offers about a week ago. My first real bank offer in years. Researche'd on here and saw several posts about them being inq and new account sensitive, so figured I'd better wait. Not the worst offer but not the best either. Especially for someone still rebuilding like me.

[Anonymous]

They are a Ex puller. They approved me the other day. Ex inq 12 8 new accounts since April.

[Berk]

I opted out of pre screens years ago. I know my mail carrier appreciates it and I get to save the blades on my shredder. It was getting ridiculous there for a while.

[takeshi74]

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@Anonymous wrote:

First National Bank of Omaha  AMEX =  0% through 5/16 and 21.99 after.  Worth considering or circular file cabinet?

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Worth is always highly subjective.  You can't just poll to determine if something is worth it to you or not.  You need to use your needs/wants/goals/preferences/priorities to determine such things.  If you want ffedback from others then you need to help us to understand these things in order to make a recommedation.

Do you need a BT card?  The high APR does indicate to me that they do have concerns about your credit profile and the limit would likely be low is my guess.

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@Anonymous wrote:

Do you throw away your mailed pre-screen offers?

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They all go in the shredder.

[Anonymous]

Other than Discover last year, all I ever get are crap offers from crap companies. That, and all the followup letters I get from SCT popups.