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Thinking about using my USAA Amex strictly for BTs due to APR. My initial BT intro ends 01/2016.
For those of you with cards from USAA, do they send you balance transfer offers from time to time?
Are you familiar with the "My Offers" tab on the website?
Typically, I have a preapproved auto loan there that changes every few months (there will be certain terms and the offer is good for three months, and then a new offer comes along with slightly better/worse terms). I have also had one or two BT offers with 1.9% APR. These offers are personal and based on your credit profile (there's an opt-out notice beneath these offers), and they also list "Featured Offers" that I believe are offered to everyone.
I think USAA will be decent with BT offers. If nothing pops up in the "My Offers" tab in the future/after your intro period, I'd call and ask for a promo BT rate. USAA seems to be good with customer service and retention.
@C24Webb wrote:Are you familiar with the "My Offers" tab on the website?
Typically, I have a preapproved auto loan there that changes every few months (there will be certain terms and the offer is good for three months, and then a new offer comes along with slightly better/worse terms). I have also had one or two BT offers with 1.9% APR. These offers are personal and based on your credit profile (there's an opt-out notice beneath these offers), and they also list "Featured Offers" that I believe are offered to everyone.
I think USAA will be decent with BT offers. If nothing pops up in the "My Offers" tab in the future, I'd call and ask for a promo BT rate. USAA seems to be good with customer service and retention.
Yup. I have a balance transfer offer under 'my offers' . First place you need to check
Thanks for feedback. Got the card in September so my intital BT offer shows up in the offers tab and runs through 12/31.
I'll keep an eye out next year in the offers tab.
=)
yes , I was sent balance transfers on a least 3 occasions on my account and email, and I was also sent a balance transfer letter from USAA last week in the mail