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Do your USAA cards send BT offers?

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lhcole77
Valued Contributor

Do your USAA cards send BT offers?

Thinking about using my USAA Amex strictly for BTs due to APR. My initial BT intro ends 01/2016.

 

For those of you with cards from USAA, do they send you balance transfer offers from time to time?

Message 1 of 5
4 REPLIES 4
C24Webb
Regular Contributor

Re: Do your USAA cards send BT offers?

Are you familiar with the "My Offers" tab on the website?  

Typically, I have a preapproved auto loan there that changes every few months (there will be certain terms and the offer is good for three months, and then a new offer comes along with slightly better/worse terms).  I have also had one or two BT offers with 1.9% APR.  These offers are personal and based on your credit profile (there's an opt-out notice beneath these offers), and they also list "Featured Offers" that I believe are offered to everyone.  

I think USAA will be decent with BT offers.  If nothing pops up in the "My Offers" tab in the future/after your intro period, I'd call and ask for a promo BT rate.  USAA seems to be good with customer service and retention.  

Card/Limit/Opened — Discover it: $27,600 2/14 | Chase Sapphire Preferred: $10,500 7/14 | Banana Republic Visa: $10,000 7/14 | USAA Cash Rewards Visa Signature: $9,000 6/11 | Chase Freedom: $2,000 3/12
History — AAoA: 42 months | Oldest account: 119 months (including AU) | Inquiries: 1 EX 0 EQ 0 TU | Score: 765 (Discover TU) 750 (USAA CreditCheck Monitoring EX FAKO)
Message 2 of 5
Anonymous
Not applicable

Re: Do your USAA cards send BT offers?


@C24Webb wrote:

Are you familiar with the "My Offers" tab on the website?  

Typically, I have a preapproved auto loan there that changes every few months (there will be certain terms and the offer is good for three months, and then a new offer comes along with slightly better/worse terms).  I have also had one or two BT offers with 1.9% APR.  These offers are personal and based on your credit profile (there's an opt-out notice beneath these offers), and they also list "Featured Offers" that I believe are offered to everyone.  

I think USAA will be decent with BT offers.  If nothing pops up in the "My Offers" tab in the future, I'd call and ask for a promo BT rate.  USAA seems to be good with customer service and retention.  


Yup.  I have a balance transfer offer under 'my offers' .  First place you need to check

Message 3 of 5
lhcole77
Valued Contributor

Re: Do your USAA cards send BT offers?

Thanks for feedback. Got the card in September so my intital BT offer shows up in the offers tab and runs through 12/31.

 

I'll keep an eye out next year in the offers tab.

 

=)

Message 4 of 5
alvon123
Super Contributor

Re: Do your USAA cards send BT offers?

yes , I was sent balance transfers on a least 3 occasions on my account and email, and I was also sent a balance transfer letter from USAA last week in the mail


Message 5 of 5
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