@Anonymous wrote:
@bada_bing wrote:Some employers - mostly large private sector and .gov - participate in theworknumber.com.
Some credit card issuers do the equivalent of a soft pull on theworknumber to check employment
status reported. I work for a participating company and I see that Amex does a SP on me at
theworknumber about once a year. That is the only way that I know that a credit card issuer can check on
employment, but it depends on employer participation which is very far from 100%.
I have heard that Amex does check employment/income this way, but I had no idea that they SP it yearly. I figured it was just once when you first apply or something.
Are you aware of any other ones that do it (do you see any other SPs on yours)?
Amex is the only card issuer that shows up pulling my employment at theworknumber. The only
information shown on an unauthorized theworknumber pull is employer name and last reported
date, which in my case is every payday.
If you give permission by requesting and giving out an access code, they can pull a much more
detailed income report that lists every paycheck and bonus I've received for the last 10 years. Card
issuers have never asked for this from me, but mortgage originators have.
+
850 FICO8 since 2015, Thanks MyFICO - 5+ years since last HP
@Anonymous wrote:Had a bad day a couple days ago. Politics at work happened and I was the chosen one. I'm gonna take a break and go see some family. I have enough money to pay my bills, so I am not worried about that, nor my prospects of becoming employed again soon. Still, it makes me wonder.
Hey I'm sorry to hear this, even though it sounds like you will easily rebound it still sucks to have to deal with a sudden change like this, but no a credit card company isn't going to find out unless you tell them or your employer participates in the program mentioned above.
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