Does 61 day CLI work for all CC's?

Aspireto850 · ‎10-24-2012

Hi Everyone,

I have some relatively new CCs and would like to do a CLI request soon and have read a lot about 61 day increases but most of the chats have pertained to Amex. Does this apply to revolving accounts as well? Also, when does the clock start for the 61 days...is it the actual date the account was approved or the date on the CR?

Thanks a lot.

afbar1114 · ‎10-24-2012

61 day as far as i kno is for AMEX others can be 6 months like discover others can be an hour like walmart was with me. it all depends on bank

AMEX PRG; AMEX EveryDay $14,800; Freedom $6k; Sapphire $7k; IHG Select $5k; Discover $2,400; BofA Better Balance $9,100; Bank Americard $5,900; Citi DC $2,700; Citi Diamond $2,500; BestBuy $20,000; Amazon Prime $5k, United Club $15,000; Home Depot $20,000; Barclays $7,500

Total Credit Limits: $122,650

migliogiorni · ‎10-24-2012

LOL I wish they were all like Amex. GE does 4 mo's that's the soonest I know of after Amex.

BOA: 8.9k
CSP: 5k
Discover: 5k
Citi TY Preferd: 5k
Wally: 5k
JCP: 4.9k
citiForward: 4.7k
ChaseFreedom: 4.5k
DFS: 2k

afbar1114 · ‎10-24-2012

chase and boa can do at any point

AMEX PRG; AMEX EveryDay $14,800; Freedom $6k; Sapphire $7k; IHG Select $5k; Discover $2,400; BofA Better Balance $9,100; Bank Americard $5,900; Citi DC $2,700; Citi Diamond $2,500; BestBuy $20,000; Amazon Prime $5k, United Club $15,000; Home Depot $20,000; Barclays $7,500

Total Credit Limits: $122,650

jsickz32 · ‎10-24-2012

@afbar1114 wrote:
chase and boa can do at any point
bofa bofa gave me a cli 3 months after i opened my cashrewards and another one at the 6th month

Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / Merrill+ Visa siggy (5000) / BofA Amex (6000) / Bofa cash rewards (5000) / BofA Privileges Cash Rewards (5000) / Citi Forward (4400) / Citi DP (2000) / Chase Freedom (4000) / Chase CSP (5000) / Chase Hyatt (5000) / Discover IT (1700) / FNBO AMEX (3600) / NFCU cashRewards Visa signature (15000) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / Nordstrom (500) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (1631) / PayPal Smart connect (2200) / BestBuy store card (2000)

ceejx · ‎10-24-2012

@jsickz32 wrote:
@afbar1114 wrote:
chase and boa can do at any point
bofa bofa gave me a cli 3 months after i opened my cashrewards and another one at the 6th month

auto or requested?

masscredit · ‎10-24-2012

@migliogiorni wrote:
LOL I wish they were all like Amex. GE does 4 mo's that's the soonest I know of after Amex.

Is that a YMMV? My Walmart opened the middle of August and first statement cut the second week of Sept. I have it marked for 3 months after the first statement cuts so I am (was) going to try after the Dec statement posts. Also have that schedule for my JCP card, Barclay's Merrick and Orchard I'm planning at 6 months after the account was opened or after the last CLI and Target... might not be worth trying

Pre-Credit Rebuild Scores Pre-DC (3/24/22) - EQ - 524 / TU - 519 / EX - 495

Current Scores - EQ - 687 / TU - 663/ EX - 677

TD Bank - $5000 / Mercury - $5000 / Capital One Savor One- $5000 / SDFCU Secured - $4990 / Capital One QuickSiver - $4500 / Ally Master Card - $2800/ Walmart Mastercard - $2250

Andrews FCU SSL $1500

beb86 · ‎10-24-2012

Cap 1......BAHAHAHAHA

Aspireto850 · ‎10-24-2012

I'm referring to a 61 day requested CLI. Also, I don't know what YMMV stands for so please explain.

beb86 · ‎10-24-2012

@Aspireto850 wrote:
I'm referring to a 61 day requested CLI. Also, I don't know what YMMV stands for so please explain.

YMMV means "your mileage may vary" simply put there is no one answer as everyone's situation is different