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Does AMEX pull all 2 bureaus?

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Anonymous
Not applicable

Does AMEX pull all 2 bureaus?

I was denied for a BCP last month.  My EQ is 761 but I have a CA tax lien on TU and TU only (678).  I only have a Costco crd now with 1,600 CL.  AA0A=3.8 yrs and util=6%.  Inq are 3,3 and 9.  Avail credit is 30K.  Would like to get one more AMEX under my belt before I do my car loan.

Message 1 of 12
11 REPLIES 11
Anonymous
Not applicable

Re: Does AMEX pull all 2 bureaus?

3 bureaus..sorry..thnx for any help you can offer!

Message 2 of 12
Kostya1992
Established Contributor

Re: Does AMEX pull all 2 bureaus?

Just EX.
TU08 FICO850
EX08 FICO850
EQ08 FICO850

Message 3 of 12
Santi78342
Established Contributor

Re: Does AMEX pull all 2 bureaus?

They usually pull Experian.

Message 4 of 12
B335is
Moderator Emeritus

Re: Does AMEX pull all 2 bureaus?

Sometimes all three for borderline apps.
Message 5 of 12
Anonymous
Not applicable

Re: Does AMEX pull all 2 bureaus?

They pulled all three for me when they approved my BCE via global transfer program. Later they only hit one when approving my PRG.
Message 6 of 12
Anonymous
Not applicable

Re: Does AMEX pull all 2 bureaus?

They only pulled EX for my (3) cards.

Message 7 of 12
thelethargicage
Valued Contributor

Re: Does AMEX pull all 2 bureaus?

Only Capital One pulls all 2 of them


Message 8 of 12
Anonymous
Not applicable

Re: Does AMEX pull all 2 bureaus?

They usually pull experian for most.  But it will mainly depend on your location/region.  Some have reported Amex pulling other bureaus.

Message 9 of 12
Anonymous
Not applicable

Re: Does AMEX pull all 2 bureaus?


@B335is wrote:
Sometimes all three for borderline apps.

good info

Message 10 of 12
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