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I was denied for a BCP last month. My EQ is 761 but I have a CA tax lien on TU and TU only (678). I only have a Costco crd now with 1,600 CL. AA0A=3.8 yrs and util=6%. Inq are 3,3 and 9. Avail credit is 30K. Would like to get one more AMEX under my belt before I do my car loan.
3 bureaus..sorry..thnx for any help you can offer!
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They usually pull Experian.
They only pulled EX for my (3) cards.
They usually pull experian for most. But it will mainly depend on your location/region. Some have reported Amex pulling other bureaus.
@B335is wrote:
Sometimes all three for borderline apps.
good info