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Regular Contributor
koalablue
Posts: 175
Registered: ‎05-23-2012

Re: Does AMEX really care where you used their cards?

I don't know this for a fact, but I'm guessing it would raise a red flag if you suddenly started using it heavily for medical expenses, like there was a 5000 charge for an operation or something.  Given that medical costs are one of the biggest  reasons for people declaring bankruptcy, Amex would look closely at an account that had a lot of high medical charges.  I don't think you have anything to worry about though, based on your types of charges - they are run of the mill charges that most people use their cards for.  As others have said, Amex is chiefly concerned that you'll pay your bill.  Do that faithfully (sounds like you are) and they're happy.

 

Valued Contributor
jsickz32
Posts: 1,815
Registered: ‎06-25-2012

Re: Does AMEX really care where you used their cards?

Lmao im serious. I even did 2 days in a row and nothing
Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / BofA Total rewards (2500) / BofA Amex (3900) / Bofa cash rewards (5700) / BofA Privileges Cash Rewards (5000) / Citi Forward (3000) / Chase Freedom (3500) / Discover IT (1700) / FNBO AMEX (3600) / Barclays Apple Visa (3960) / NFCU cashRewards Visa signature (12500) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (601) / PayPal Smart connect (2200)
Established Contributor
armbenderc
Posts: 880
Registered: ‎09-11-2012

Re: Does AMEX really care where you used their cards?


jsickz32 wrote:
Lmao im serious. I even did 2 days in a row and nothing

Did you get lapdance? :smileysurprised:

 

Anyway, ROFL!

 

Current Score: Amex Plus (02/13): 728 EX, 728 EQ, Discover LP (03/13): 731 TU, Walmart TU08 (06/13) 738
2013: 3/1/13 - Discover IT (Approved), 3/4/13 - Amex BCE (Approved), 5/4/13 - CSP (Approved), 6/12/13 - Barclay Ring (Approved)
Valued Contributor
jsickz32
Posts: 1,815
Registered: ‎06-25-2012

Re: Does AMEX really care where you used their cards?

@armbenderc
Thats what the stripper dollars were for lol
Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / BofA Total rewards (2500) / BofA Amex (3900) / Bofa cash rewards (5700) / BofA Privileges Cash Rewards (5000) / Citi Forward (3000) / Chase Freedom (3500) / Discover IT (1700) / FNBO AMEX (3600) / Barclays Apple Visa (3960) / NFCU cashRewards Visa signature (12500) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (601) / PayPal Smart connect (2200)
Valued Contributor
youngandcreditwrthy
Posts: 3,931
Registered: ‎08-16-2012

Re: Does AMEX really care where you used their cards?

Well, it says on their webpage somewhere that unusual spending patterns trigger concern... So like maybe if you charge more one month than any other by a substantial percentage. I use mine in several diff locations, and they never call me for security or anything. Weird.
I don't really like strip clubs haha but I like dance clubs ;-)
Paypal Extras Plat MC $25k | Lowe's $15k | Amex BCE $24.5K | Amex Delta Gold $5.5k | WMT Discover $15k | Ban Repub Visa $14k | Dillard's $10k | Travelocity Amex $7.7k | JCP $6.5K | Smile Gen $6.25k | Freedom Visa $5k | Citi Dia Pref $5k | C1 No Hassle Cash Visa $5k | Discover IT $4.75k | Amazon Store $10k | ANFitch $2.95k | Express $3.05K | Chevron $2.1k | Orchard Gold $1.7k
Valued Contributor
youngandcreditwrthy
Posts: 3,931
Registered: ‎08-16-2012

Re: Does AMEX really care where you used their cards?

Locations= diff states, cities
Paypal Extras Plat MC $25k | Lowe's $15k | Amex BCE $24.5K | Amex Delta Gold $5.5k | WMT Discover $15k | Ban Repub Visa $14k | Dillard's $10k | Travelocity Amex $7.7k | JCP $6.5K | Smile Gen $6.25k | Freedom Visa $5k | Citi Dia Pref $5k | C1 No Hassle Cash Visa $5k | Discover IT $4.75k | Amazon Store $10k | ANFitch $2.95k | Express $3.05K | Chevron $2.1k | Orchard Gold $1.7k
Moderator
llecs
Posts: 31,968
Registered: ‎08-04-2007

Re: Does AMEX really care where you used their cards?

[ Edited ]

Thread is locked and under Moderator review.

 

Politics is one of the 5 things that can't be discussed on these forums. Seems like there was another....


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