@tntexans72 wrote:
I don't think you can solely rely on the pre-approval site. There are a few ppl I know who gotten approved when applying without getting pre-approval letters or being pre-approved at their website. But than again, I know ppl who was declined after being pre-approved so.....
Right. The pre-approval site isnt the be all end all for Amex. I would bet most poeple who apply do just that..apply. But the pre-approval site is nice if youre not a customer and want to see if Amex has something for you. But as you said, its for pre-approvals ONLY. Whether or not you have one doesnt mean you wont get approved if you apply.