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Established Contributor
sjt
Posts: 681
Registered: ‎05-05-2010
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Re: Does Amex blacklist forever?


FinStar wrote:

sjt wrote:

My opinion is that as a general rule Amex does blacklist until you pay them off. But like other posters have mentioned there are some people who fall through the cracks. I think those are more of an exception not the rule.

 

You could go ahead and apply. If you are blacklisted it would only be a soft pull.

 

 



sjt, AFAIK it is not even a SP.  AMEX's database will recall the previous file/record and not even SP.  Ususally results in a declined app with no pull.


Thanks! Thats good to know.

Valued Contributor
FinStar
Posts: 5,331
Registered: ‎10-21-2012
0

Re: Does Amex blacklist forever?


jeffg330 wrote:
Thanx for the info everyone. I'm coming out of the garden in a month or so. It's between discover and Amex currently. Ill post results if/when I app for others who might want to try.

There's hope OP :robotvery-happy:  Let us know how it turns out...Best of luck!


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