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Does Amex care about

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juniornj23
Established Contributor
‎06-09-2015 05:22 AM
‎06-09-2015 05:22 AM

Does Amex care about

Hello everyone is just a simple question. Does Amex care about how many HP you have or just they looking at your CS
Amex ED (2000) Amex BCE (2000) Amex macys (5000) Amex Gold , VENTURE (5000) MC PLATINUM (600) CAP QUICKSILVERONE (1250) CAP QUICKSILVER (4500) CAP QUICKSILVER (3500) PENFED AMEX (5000) PENFED CASH REWARDS (25,000) PENDFED REWARDS VISA SIGNATURE (20,000) UPROMISE (1000) NFL (4000) OVERSTOCK (2800) HSN (3200) DISCOVER IT(8500) AMAZON PRIME (10000) MARVEL(7000) BOF VISA(2000) BEST BUY VISA CITI (9000) BLISPAY (9000)Amex Magnet (10,000) Uber (3100)

WELCOME TO 100K CLUB . LAST APP 08/29/18 Credit Score 8 TU 720 EQ 705 EX 724

Starting Score: 640
Current Score: 720
Goal Score: 850

Take the myFICO Fitness Challenge

CARD I want .
Chase Freedom and US cash +

Now back to the garden until 2020
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takeshi74
Senior Contributor
‎06-09-2015 05:23 AM
‎06-09-2015 05:23 AM

Re: Does Amex care about

All creditors look at your entire credit profile which includes HP's.  It is never just a matter of score.

 

Further, what constitutes "too many" will vary by credit profile.  In general, thiiner and poor profiles will handle less inquiries than thicker profiles in good standing.  The former are more likely to see inquiries cited as a denial reason.

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Anonymous
Not applicable
‎06-09-2015 05:24 AM
‎06-09-2015 05:24 AM

Re: Does Amex care about

They do care about how many HPs you have as that results mostly in new accounts.

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juniornj23
Established Contributor
‎06-09-2015 06:51 AM
‎06-09-2015 06:51 AM

Re: Does Amex care about

Ok thank but to the garden for 1year until citi take over Amex costco
Amex ED (2000) Amex BCE (2000) Amex macys (5000) Amex Gold , VENTURE (5000) MC PLATINUM (600) CAP QUICKSILVERONE (1250) CAP QUICKSILVER (4500) CAP QUICKSILVER (3500) PENFED AMEX (5000) PENFED CASH REWARDS (25,000) PENDFED REWARDS VISA SIGNATURE (20,000) UPROMISE (1000) NFL (4000) OVERSTOCK (2800) HSN (3200) DISCOVER IT(8500) AMAZON PRIME (10000) MARVEL(7000) BOF VISA(2000) BEST BUY VISA CITI (9000) BLISPAY (9000)Amex Magnet (10,000) Uber (3100)

WELCOME TO 100K CLUB . LAST APP 08/29/18 Credit Score 8 TU 720 EQ 705 EX 724

Starting Score: 640
Current Score: 720
Goal Score: 850

Take the myFICO Fitness Challenge

CARD I want .
Chase Freedom and US cash +

Now back to the garden until 2020
Message 4 of 5
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Anonymous
Not applicable
‎06-09-2015 07:49 AM
‎06-09-2015 07:49 AM

Re: Does Amex care about

@takeshi74 wrote:

All creditors look at your entire credit profile which includes HP's.  It is never just a matter of score.

 

Further, what constitutes "too many" will vary by credit profile.  In general, thiiner and poor profiles will handle less inquiries than thicker profiles in good standing.  The former are more likely to see inquiries cited as a denial reason.

+1. If it was just a matter of score, I'd have a $20,000 limit on my Sallie Mae. Instead I have a $2K limit, and I had to recon to get that. My TU when I apped was 800.

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