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Does Amex let you move credit lines?

New Contributor

Does Amex let you move credit lines?

Does Amex let you move part of your CL on 1 card to another card like Chase does? I recently got approved for their Hilton card w/ $4,500 CL & right after I got approved for the Starwoods card w/ $2,000 CL. Would prefer it the other way around especially since I have to charge $5K on the Starwood card inorder to get the signup bonus. 

 

 

Citi Thank You $13,200 - Chase Freedom $3,100 - AMEX Zync NPSL (init. ability $17.5K) - Citi Forward $7,000 - AMEX BCP $6,000 - USAA Rate Adv $15,000 - USAA World MC $12,000 - Discover More $4,000 - Amex Hilton Honors $4,500 - Amex SPG $2,000 - Barclay's Priceline Rewards $6,400 - Chase Sapphire Pref. $7,500

EQ: 794. TU: 704. EX: 755
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4 REPLIES
Frequent Contributor

Re: Does Amex let you move credit lines?

Yes you can, however they have a little stipulation that will prevent you at the moment. When moving a credit limit, the from account must be open for at least 13 months AND the receiving account must be open for at least 60 days. I'm not sure why they have this rule, but I am waiting for the same thing right now. I think Starwood is a much better card so I am right there with you!
Message 2 of 5
New Contributor

Re: Does Amex let you move credit lines?

Thanks for the info.

 

Citi Thank You $13,200 - Chase Freedom $3,100 - AMEX Zync NPSL (init. ability $17.5K) - Citi Forward $7,000 - AMEX BCP $6,000 - USAA Rate Adv $15,000 - USAA World MC $12,000 - Discover More $4,000 - Amex Hilton Honors $4,500 - Amex SPG $2,000 - Barclay's Priceline Rewards $6,400 - Chase Sapphire Pref. $7,500

EQ: 794. TU: 704. EX: 755
Message 3 of 5
Frequent Contributor

Re: Does Amex let you move credit lines?

It's easy to do.

 

You can move the limits your self online via their website.

Message 4 of 5
Valued Contributor

Re: Does Amex let you move credit lines?

Yup. There is some minimum limit you need on each card though, I think it's $500. So still can't completely merge credit limits/TLs as I understand it.

TU FICO: 800 (2/1/14) | CK Score: 802 (2/1/14) | CS Score: 805 (2/1/14)

J.P. Morgan Palladium ($250k) | AmEx Platinum (NPSL) | AmEx SPG Personal/Business ($50k/$50k) | Citi Executive AAdvantage WEMC ($50k) | Citi Dividend WEMC ($50k) | Chase Sapphire Preferred VS ($50k) | Chase Ink Bold WEMC ($50k Flex) | Chase Ink Plus WEMC ($25k) | Chase Freedom VS ($25k) | Chase Freedom WMC ($25k) | Chase MileagePlus Explorer ($25k) | Chase Southwest RR Plus Business/Personal ($15k/$15k) | Barclays US Airways ($25k) | Barclays Hawaiian Airlines ($25k) | BofA Alaska Airlines ($10k) | Lexus Financial Services ($30k) | Mercedes-Benz Financial Services ($50k)
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