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Does BOA automatically convert cards to Visa Signature?

Regular Contributor

Does BOA automatically convert cards to Visa Signature?

So currently I have a BOA Platinum Plus sitting $4000. If I request CLI to over $5000, will my card get automatically converted to a Visa Signature. The reason I ask is for reporting reasons. 


Starting Score: EQ: 703 (4/2011);
Current Score: EQ: 738 (04/2013)

Goal Score: ALL 800

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4 REPLIES
Valued Contributor

Re: Does BOA automatically convert cards to Visa Signature?

I believe I read it going both ways.

 

Auto-matic or calling and requesting the signature.

5/2012: 560 credit scores across the board
12/2014 750+
3/2017 780+
5/2017 800+
Message 2 of 5
Frequent Contributor

Re: Does BOA automatically convert cards to Visa Signature?

They do not, by rule, convert all cards to signature once you hit $5K.

Message 3 of 5
Member

Re: Does BOA automatically convert cards to Visa Signature?

They do not typically. If you call them they typically will product change once your credit line is $5K or more.

Message 4 of 5
Valued Contributor

Re: Does BOA automatically convert cards to Visa Signature?

My Humane Society Rewards Visa is not signature, at $6k.


Starting Score: EQ: 665 - TU: 687
Current Score: EQ: 749 - TU: ---
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