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I have a question about if BOA forgets from at least 7 years ago? Not for me but for someone i know. They have really good credit but they do owe them money from years ago, its not on their report either. Also what do they pull when u apply?
@quarius wrote:I have a question about if BOA forgets from at least 7 years ago? Not for me but for someone i know. They have really good credit but they do owe them money from years ago, its not on their report either. Also what do they pull when u apply?
some banks have their own list, or blacklist, and they tend to remember those that burned them...the CR that each creditor checks upon application also depends on state...bofa for me (CA) pulled EQ or EX