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Does BOFA Do HP When Adding Money to Secured CC?

Frequent Contributor

Does BOFA Do HP When Adding Money to Secured CC?

I want to add money to my BOFA secured cc every time I get paid. I heard from another board that BOFA does a hard pull when you want a CLI, but does that apply to secured cc?

Started from the bottom, now I'm here: 4/20/15: EX-674 TU 704 EQ-677
TU-Clean...EQ & EX-1 Paid Collections & 1 Judgement
T minus 4 months until Operation EE!!
Goal: 750 Across the board! AMEX Approved! Living in the Garden
Message 1 of 3
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Valued Contributor

Re: Does BOFA Do HP When Adding Money to Secured CC?


PrettyGyrl wrote:

I want to add money to my BOFA secured cc every time I get paid. I heard from another board that BOFA does a hard pull when you want a CLI, but does that apply to secured cc?


Unfortunately it is a HP. It happened to me when i increased my collateral from 600 to 2000 and have kept it at that amount cuz of that reason.

gardening since 5/21/2016
Message 2 of 3
Frequent Contributor

Re: Does BOFA Do HP When Adding Money to Secured CC?

Damn!Smiley Frustrated

Started from the bottom, now I'm here: 4/20/15: EX-674 TU 704 EQ-677
TU-Clean...EQ & EX-1 Paid Collections & 1 Judgement
T minus 4 months until Operation EE!!
Goal: 750 Across the board! AMEX Approved! Living in the Garden
Message 3 of 3