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Contributor
PrettyGyrl
Posts: 115
Registered: ‎01-19-2013

Does BOFA Do HP When Adding Money to Secured CC?

I want to add money to my BOFA secured cc every time I get paid. I heard from another board that BOFA does a hard pull when you want a CLI, but does that apply to secured cc?

BofA $3k/QuickSilver1 $2k/Barclaycard Apple $1700/Barclaycard MC $1650/GoodYear $1k/Macy's $600/Torrid $500/Angel $500/Avenue $500/US Bank $300/CAP1 Sec. $300
Valued Contributor
dodgerslv
Posts: 1,693
Registered: ‎06-16-2012

Re: Does BOFA Do HP When Adding Money to Secured CC?


PrettyGyrl wrote:

I want to add money to my BOFA secured cc every time I get paid. I heard from another board that BOFA does a hard pull when you want a CLI, but does that apply to secured cc?


Unfortunately it is a HP. It happened to me when i increased my collateral from 600 to 2000 and have kept it at that amount cuz of that reason.



biggest limits: BofA Privilege (33K)/ BofA Cash Rewards (27k)/ Citi AA WEMC (26k)/ Penfed Rewards (22.5k)/ Chase United Explorer (22k)
Fico 08 scores (6/21/14) EX: 758 TU: 759 EQ: 755 (high Utilization for me at the moment @10% so gardening mode).





Contributor
PrettyGyrl
Posts: 115
Registered: ‎01-19-2013

Re: Does BOFA Do HP When Adding Money to Secured CC?

Damn!:smileyfrustrated:

BofA $3k/QuickSilver1 $2k/Barclaycard Apple $1700/Barclaycard MC $1650/GoodYear $1k/Macy's $600/Torrid $500/Angel $500/Avenue $500/US Bank $300/CAP1 Sec. $300

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