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New Contributor
PrettyGyrl
Posts: 100
Registered: ‎01-19-2013

Does BOFA Do HP When Adding Money to Secured CC?

I want to add money to my BOFA secured cc every time I get paid. I heard from another board that BOFA does a hard pull when you want a CLI, but does that apply to secured cc?


Barclaycard MC:$750/QuickSilver1:$1500/BofA:$3000/ US Bank Sec:$300/CAP1 Secured: $300
Start: TU:549/EQ:582/EX:646
4/5/14:TU:682/EQ: ?/EX:654
Valued Contributor
dodgerslv
Posts: 1,464
Registered: ‎06-16-2012

Re: Does BOFA Do HP When Adding Money to Secured CC?


PrettyGyrl wrote:

I want to add money to my BOFA secured cc every time I get paid. I heard from another board that BOFA does a hard pull when you want a CLI, but does that apply to secured cc?


Unfortunately it is a HP. It happened to me when i increased my collateral from 600 to 2000 and have kept it at that amount cuz of that reason.

last app: 4/14/14---Barclays US Airways (10k)---US Bank Flex Travel Rewards (7.5K)---no more applications till September (Amex Delta)

cards in wallet for daily use: Chase CSP(15k), BofA Privilege(30K), Amex BCP(2K), Green, Discover (8k)
cards for travel: Citi AA WEMC(20K), Citi Prestige(11.5K), Chase Ritz(20K) or Marriott(5K), Barclays Arrival(5.5K)



New Contributor
PrettyGyrl
Posts: 100
Registered: ‎01-19-2013

Re: Does BOFA Do HP When Adding Money to Secured CC?

Damn!:smileyfrustrated:


Barclaycard MC:$750/QuickSilver1:$1500/BofA:$3000/ US Bank Sec:$300/CAP1 Secured: $300
Start: TU:549/EQ:582/EX:646
4/5/14:TU:682/EQ: ?/EX:654

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