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Frequent Contributor
suzook1
Posts: 290
Registered: ‎08-29-2011
0

Does BoA backdate?

just curious if they back date like amex. I had an card with them back in 98 and just got their cash rewards card today

 

thanks

Moderator Emeritus
MarineVietVet
Posts: 14,544
Registered: ‎07-14-2009
0

Re: Does BoA backdate?


aleicgrant wrote:

just curious if they back date like amex. I had an card with them back in 98 and just got their cash rewards card today

 

thanks



AFAIK (As Far As I Know) BoA does not do this.

 

But let others confirm before taking my word on it.

 

 

 

From a BK years ago to:
EX - 3/11 pulled by lender- 835, EQ - 2/11-816, TU - 2/11-782

"Some people spend an entire lifetime wondering if they've made a difference. The Marines don't have that problem".

Moderator Emeritus
fused
Posts: 16,373
Registered: ‎03-12-2007
0

Re: Does BoA backdate?

I've never heard of BoA (or FIA) backdating.

Credit Profile -
FICO 08 Scores (11-08-2014): EQ 818, EX 817, TU 822
All three scores were 850. Lost points for not having an open installment TL. So, BE WARNED!!!!!
Credit History: 26+ years ~ AAoA: 12 years ~ Util: 1% ~ Inqs: EX 1

Valued Contributor
mxp114
Posts: 1,374
Registered: ‎09-01-2011
0

Re: Does BoA backdate?

I tried with BofA and Citi, both denied. They said the "member since" info reflects the year you obtained that specific card not when your relationship began with the bank :smileysad:


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