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Does BofA pull credit to transfer limits around ??

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ak_7vytr0
Frequent Contributor

Does BofA pull credit to transfer limits around ??

Got a recent approval from BofA on the Ak Airlines sig card with a 12k limit.. have had an Ak Airlines platinum card with a 2.5k limit for a while now.. I pulled up the online chat to ask if i could transfer the limit from platinum to sig card and close the platinum.. got the typical wait a min while i check ur acct.. and then she said sure no problem and proceeded to ask a bunch of questions that you find in the typical card application.. employment.. current housing.. income and what not... so i closed the window... do they run your credit again for a limit transfer ???? if they do i'll just close the platinum card.. they just got all my info last week when i apped for the sig.. and they got it 5 months ago when i got the platinum.. hasnt changed since then lol..


outta the garden.. for a house Smiley Very Happybr>Current score - eq 682(myfico) ex 703(ex 02) Tr 701 (tr 04) ck fako 66)
In the wallet - freedom 6k - Marriot 16.3k - Ak Airlines 25k - Bass pro MC (BofA) 12.5k - Amex SPG 18k - Amex Everday 11.7k - Amex BC 1K - Barclay Rewards 4k Newegg preferred 2.4k - Cabelas 2k - Diners Club Elite 15k -Diners Club Premier 15k - CU1 15K -Blue Nile 15k - Lowes 17k... HD 10k
Message 1 of 6
5 REPLIES 5
gdale6
Moderator Emeritus

Re: Does BofA pull credit to transfer limits around ??

I have heard they run HP to move CL around.

Message 2 of 6
Kenny
Moderator Emeritus

Re: Does BofA pull credit to transfer limits around ??

They do HP for a CL reallocation. Best to just close it and when you want a CLI hit for the stars. Smiley Wink
Message 3 of 6
ak_7vytr0
Frequent Contributor

Re: Does BofA pull credit to transfer limits around ??

Thats lame ... glad I closed out the window before I gave em all my info.. that stinks lol.. oh well.. guess I shouldnt be complaining about my new credit line.. its twice as big as my next closest card 


outta the garden.. for a house Smiley Very Happybr>Current score - eq 682(myfico) ex 703(ex 02) Tr 701 (tr 04) ck fako 66)
In the wallet - freedom 6k - Marriot 16.3k - Ak Airlines 25k - Bass pro MC (BofA) 12.5k - Amex SPG 18k - Amex Everday 11.7k - Amex BC 1K - Barclay Rewards 4k Newegg preferred 2.4k - Cabelas 2k - Diners Club Elite 15k -Diners Club Premier 15k - CU1 15K -Blue Nile 15k - Lowes 17k... HD 10k
Message 4 of 6
Kenny
Moderator Emeritus

Re: Does BofA pull credit to transfer limits around ??


@ak_7vytr0 wrote:

Thats lame ... glad I closed out the window before I gave em all my info.. that stinks lol.. oh well.. guess I shouldnt be complaining about my new credit line.. its twice as big as my next closest card 


Congrats! Smiley Happy

Message 5 of 6
ak_7vytr0
Frequent Contributor

Re: Does BofA pull credit to transfer limits around ??

I suppose in the mean time ill just sock drawer the platinum till its af fee time.. will help with utilization 


outta the garden.. for a house Smiley Very Happybr>Current score - eq 682(myfico) ex 703(ex 02) Tr 701 (tr 04) ck fako 66)
In the wallet - freedom 6k - Marriot 16.3k - Ak Airlines 25k - Bass pro MC (BofA) 12.5k - Amex SPG 18k - Amex Everday 11.7k - Amex BC 1K - Barclay Rewards 4k Newegg preferred 2.4k - Cabelas 2k - Diners Club Elite 15k -Diners Club Premier 15k - CU1 15K -Blue Nile 15k - Lowes 17k... HD 10k
Message 6 of 6
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