Does Cap 1 have a cap on all cards?

Anonymous · ‎04-04-2011

Since today seems to be a cap one day I thought I would check to see if anyone knew if cap one had preset limits on their cards?

I also have a cap one card that was in credit steps. I got it in May 2010 with a$500 limit. It then went to $750 and in December went to $2250.

It is a capital one platinum no hassle cash rewards with a $39 AF. Does that top out at $3000 (if cap one gives increases again)?

tinuviel · ‎04-04-2011

@Anonymous wrote:
Since today seems to be a cap one day I thought I would check to see if anyone knew if cap one had preset limits on their cards?

I also have a cap one card that was in credit steps. I got it in May 2010 with a$500 limit. It then went to $750 and in December went to $2250.

It is a capital one platinum no hassle cash rewards with a $39 AF. Does that top out at $3000 (if cap one gives increases again)?

My understanding on this is yes.

Current Scores: EQ 775 (03/04/2014), EX 756 (03/01/2014), TU 760 (03/01/2014)
Ruby Spade Garden Club Member - Last App: 03/04/2013 - No apps until 2014
Cards: Cap1 Venture 6.4k, Cap1 Quicksilver MC 1.75k, BankAmericard 1-2-3 Visa Signature - UCF Alumni Association 5k, Discover 7k, Citi Diamond Preferred MC 10.35k, Wells Fargo Rewards Visa 7k, Chase Freedom 5k, Chase Ink 7.5k, Amex Green NPSL, Dillard's Amex 7.5k, JC Penney 7.5k, Kay Jeweler's 5.1k

syncerepapi · ‎04-04-2011

I currently have the same card but with no annual fee. I was recently told by a Capital One rep that $3000 is the highest credit line one can receive with that card. I recently opened another that now has the $39 annual fee in order to help with my utilization. I started with a $500 CL and am enrolled in the credit steps program too. In 5 months, I should be increased to $750, and hopefully will continue to increase as the other did.

STARTING SCORE: 618 EQ

CURRENT SCORE: 626 EQ (4/3/11), 641 TU (4/3/11), 643 EX FAKO (4/3/11)

GOAL SCORE: 650+