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Does Cap One PC from QS1 to QS restart the CLI clock?

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Anonymous
Not applicable

Re: Does Cap One PC from QS1 to QS restart the CLI clock?

Just logged in and saw the increase.

I hit the luv button before I upgraded and they denied me. That's what made me log into chat and ask for the upgrade. After I upgraded they gave me an auto increase. Hopefully they don't make you wait. And auto increase you CL. Good Luck!
Message 11 of 16
BallBounces
Valued Contributor

Re: Does Cap One PC from QS1 to QS restart the CLI clock?

My experience in a similar scenario was:

 

QS1 CLI in OCT2015.

PC To QS in JAN16 with no CL change.  I did not ask, and was not offered.

Requested a CLI in FEB16 and MAR16 with a denial because "there has been a recent CLI".

 

I recently  chatted and asked when my most recent CLI was, and they said "OCT2015".

 

Your mileage may vary, but the scenario above is exactly what has happened to me.  I expect that end of April I will be eligible for a potential CLI on that card.

050719:     
021924:     


FICO 08 scores listed and are stagnated until multiple derogatory items expire over the next two years.
Message 12 of 16
mssher
New Contributor

Re: Does Cap One PC from QS1 to QS restart the CLI clock?

 

Thank you, BallBounces.  Your scenario is exactly like mine, and I suspect I'll have the same results.  Hopefully, now that we've upgraded, future CLI's will be more substantial than those given for the QS1.  Smiley Very Happy

USAA AmEx 17,000 | USAA Visa 14,500 | BOA Visa 10,000 | BOA World MC 10,000 | Fifth Third 9,000 | Discover IT 13,500 | Barclay Apple Rewards 6,440 | AMEX BCE 6,000 | Citi DC 6,3000 | US Bank Cash+ Visa Sig 5,000 | PenFed Visa Sig 5,000 | Alliant Visa 5,000 | Citi Sears 5,000 | State Farm Visa Sig 5,000 | CapOne QS 5,250 | Firestone 2,200 | Kohls 2,000 |
FICO 8: EX 782 - EQ 794 - TU 796 *** Goal: Decrease Number of Cards to 12 + store cards ***
Message 13 of 16
My_Fako
Established Contributor

Re: Does Cap One PC from QS1 to QS restart the CLI clock?

Never reset cli times for all my pc's... 

Amex PRG NPSL I Chase Marriott $10k I Venture $15.3k I Amex BCE $10K I PNC 13K I Chase IHG $8.6k l Amazon $6k l Chase Hyatt 20k l US Bank Cash+ $13K I Barclays $12.6k I Venture $13k l Discover it $4.6k l Express Next $3.1k l Amex EverDay $15K l Cabelas 1k I Wayfair $17.1k I Walmart $8k l SG $9.8k l Target $3.6K I PP 2K l AU Shell Gas $900 opened in 1974 l Ex 704 Tu 698 Eq 667

Anything worth fighting for is worth fighting dirty for.
Message 14 of 16
Anonymous
Not applicable

Re: Does Cap One PC from QS1 to QS restart the CLI clock?

For those who successfully pc'd from qs1 to Qs, was the upgrade in your account or did you call and ask?  I have never had an offer to pc and was declined when I asked after my anniversary date. I think it may have been because I had just gone on an app spree and they had just reported.  Both the venture ND Qs show on my prequalifier but I see no reason for a triple pull if I can pc instead.

Message 15 of 16
mssher
New Contributor

Re: Does Cap One PC from QS1 to QS restart the CLI clock?

 

I had to ask.  I asked multiple times over the past 2 years and was always rejected until now.  I'm not sure if I finally qualified because I finally got my credit limit above $5,000.00 ?? Or what ??  Maybe they finally got sick of me asking?? Smiley Surprised

USAA AmEx 17,000 | USAA Visa 14,500 | BOA Visa 10,000 | BOA World MC 10,000 | Fifth Third 9,000 | Discover IT 13,500 | Barclay Apple Rewards 6,440 | AMEX BCE 6,000 | Citi DC 6,3000 | US Bank Cash+ Visa Sig 5,000 | PenFed Visa Sig 5,000 | Alliant Visa 5,000 | Citi Sears 5,000 | State Farm Visa Sig 5,000 | CapOne QS 5,250 | Firestone 2,200 | Kohls 2,000 |
FICO 8: EX 782 - EQ 794 - TU 796 *** Goal: Decrease Number of Cards to 12 + store cards ***
Message 16 of 16
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