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Mega Contributor
LS2982
Posts: 14,393
Registered: ‎04-09-2011

Does Cap1 / Discover report AU's?

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‎10-03-2012 02:52 PM

Added DW to Cap1 and discover, I'm hoping they report for her :smileyhappy:

Anyone know?


Silver Spade Garden Club Member - Last App 1/6/13 - No Apps until 1/7/2015 / Diamond Inspired!
Starting Score: EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 689 / EQ FICO 659 / TU08 FICO 702 / TU98 FICO 672 / TU VS 711 5/19/2013
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Frequent Contributor
KIPPIE12
Posts: 358
Registered: ‎05-09-2009

Re: Does Cap1 / Discover report AU's?

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‎10-03-2012 03:00 PM

They should as both issuers report the AU on mine every month.

Current Score: EQ: 787 TU: 818, EX: 833 (Plus)
Goal Scores: 760 Across all 3-Finally


Citi TY Premier 25k| Discover 10.6k|BOA 12.5k|Barclays Visa 15k|Barclays Amex 15k| CapOne 10.4k| Chase Freedom 9.3k|Citi Dividend 5.5k|FNBO 15.5k|CSP 12.1K|Citi TY Pref 10.5k|Sams Discover 5.5k| Macys 2.5k

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Valued Contributor
jsucool76
Posts: 2,621
Registered: ‎12-11-2011

Re: Does Cap1 / Discover report AU's?

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‎10-03-2012 03:13 PM

Cap1 reports AUs. My sister was an AU on my mom's cap1 card forever, and I helped her pull her credit report when she started applying for cards and the cap1 was up on all 3 for her.

Wallet: Capital One Cash Rewards 3500CL, Wells Fargo Cash Back College Visa: 900CL, Paypal Smart Connect: 1286CL, Walmart: 1300CL, UPromise Mastercard: 1000CL, Chase Slate: 500CL, Discover IT: 1000CL, Citi Forward: 1500CL, Bank Of America Student Travel Rewards: 700CL
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Mega Contributor
LS2982
Posts: 14,393
Registered: ‎04-09-2011

Re: Does Cap1 / Discover report AU's?

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‎10-03-2012 03:17 PM

Discover didn't ask for her SSN so I'm curious if they report or not.


Silver Spade Garden Club Member - Last App 1/6/13 - No Apps until 1/7/2015 / Diamond Inspired!
Starting Score: EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 689 / EQ FICO 659 / TU08 FICO 702 / TU98 FICO 672 / TU VS 711 5/19/2013
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Valued Contributor
jsucool76
Posts: 2,621
Registered: ‎12-11-2011

Re: Does Cap1 / Discover report AU's?

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‎10-03-2012 03:25 PM

LS2982 wrote:
Discover didn't ask for her SSN so I'm curious if they report or not.

GE cards don't ask for SS# either, but they report if you live at the same address AFAIK, So I assume discover does the same :smileytongue: 

Wallet: Capital One Cash Rewards 3500CL, Wells Fargo Cash Back College Visa: 900CL, Paypal Smart Connect: 1286CL, Walmart: 1300CL, UPromise Mastercard: 1000CL, Chase Slate: 500CL, Discover IT: 1000CL, Citi Forward: 1500CL, Bank Of America Student Travel Rewards: 700CL
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Mega Contributor
LS2982
Posts: 14,393
Registered: ‎04-09-2011

Re: Does Cap1 / Discover report AU's?

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‎10-03-2012 03:27 PM

They dis ask if she was my spouse and if same address, so they just might report!! :smileyhappy:


Silver Spade Garden Club Member - Last App 1/6/13 - No Apps until 1/7/2015 / Diamond Inspired!
Starting Score: EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 689 / EQ FICO 659 / TU08 FICO 702 / TU98 FICO 672 / TU VS 711 5/19/2013
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Established Contributor
maiden_girl
Posts: 1,157
Registered: ‎12-29-2011

Re: Does Cap1 / Discover report AU's?

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‎10-03-2012 04:52 PM

I was wondering this too. On Discover...you can add an AU but it doesn't ask for the SS so does it report? I noticed with CAP1 it asks more detailed info about your SSN, income, and employer for an AU so I have a feeling that will report. I added my mom to my Discover and would like to add her to my CAP1 too.

The truth is out there...
FICO scores: 677 (EQ) 664 (EX) 681 (TU) | Goal scores: 750+ (all 3)
Open loans: Hyundai Motor Finance - $12k balance | 60 months @ 4.9% (First Time Buyer 12/2012)
My Wallet: Capital One 1.5k | Macy's 1.0k | Living Spaces 8.5k | Ashley 5.5k | Amazon 2.0k | Discover IT 1.5k | Walmart Discover 1.5k | Chase Freedom 4.5k
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Regular Contributor
ninjamike81
Posts: 198
Registered: ‎08-16-2012

Re: Does Cap1 / Discover report AU's?

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‎10-03-2012 04:56 PM

i just got both cap1 and discover more they both show my wife as a AU on her reports

Starting Score: TU 583, EX 683, EQ 653
Current Score: TU WALMART FICO 664 EX FICO 708 LENDER PULL 3/10/2013 EQ FICO 692
Goal Score: 750
WALLET: CAP ONE UNSEC $2000, WALMART $500, CHASE FREEDOM $1000, CITI SIMPLICITY $1200, DISCOVER MORE $1500, BBRZ $2200
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Regular Contributor
alboto
Posts: 211
Registered: ‎08-23-2012

Re: Does Cap1 / Discover report AU's?

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‎10-03-2012 05:16 PM

Im an AU on my DW discover and she is an AU on my cap1 and they both report, and discover did not ask for my ss# by the way.

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Mega Contributor
LS2982
Posts: 14,393
Registered: ‎04-09-2011

Re: Does Cap1 / Discover report AU's?

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‎10-03-2012 07:22 PM

alboto wrote:

Im an AU on my DW discover and she is an AU on my cap1 and they both report, and discover did not ask for my ss# by the way.

Sweet!!!

 

I'm hoping this helps her file out, she has alot of bad marks from medical bills.

 



Silver Spade Garden Club Member - Last App 1/6/13 - No Apps until 1/7/2015 / Diamond Inspired!
Starting Score: EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 689 / EQ FICO 659 / TU08 FICO 702 / TU98 FICO 672 / TU VS 711 5/19/2013
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