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Mega Contributor
Posts: 15,442
Registered: ‎04-09-2011
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Does Cap1 / Discover report AU's?

Added DW to Cap1 and discover, I'm hoping they report for her Smiley Happy

Anyone know?



Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
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Established Contributor
Posts: 620
Registered: ‎05-09-2009
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Re: Does Cap1 / Discover report AU's?

They should as both issuers report the AU on mine every month.

Current Score: EQ: 807 TU: 811 EX: 813 (Fico) 8/14
Goal Scores: 760 Across all 3-Finally


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Super Contributor
Posts: 5,757
Registered: ‎12-11-2011
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Re: Does Cap1 / Discover report AU's?

Cap1 reports AUs. My sister was an AU on my mom's cap1 card forever, and I helped her pull her credit report when she started applying for cards and the cap1 was up on all 3 for her.

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Mega Contributor
Posts: 15,442
Registered: ‎04-09-2011
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Re: Does Cap1 / Discover report AU's?

Discover didn't ask for her SSN so I'm curious if they report or not.



Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
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Posts: 5,757
Registered: ‎12-11-2011
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Re: Does Cap1 / Discover report AU's?


LS2982 wrote:
Discover didn't ask for her SSN so I'm curious if they report or not.

GE cards don't ask for SS# either, but they report if you live at the same address AFAIK, So I assume discover does the same Smiley Tongue 

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Mega Contributor
Posts: 15,442
Registered: ‎04-09-2011
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Re: Does Cap1 / Discover report AU's?

They dis ask if she was my spouse and if same address, so they just might report!! Smiley Happy



Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Valued Contributor
Posts: 2,110
Registered: ‎12-29-2011
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Re: Does Cap1 / Discover report AU's?

I was wondering this too. On Discover...you can add an AU but it doesn't ask for the SS so does it report? I noticed with CAP1 it asks more detailed info about your SSN, income, and employer for an AU so I have a feeling that will report. I added my mom to my Discover and would like to add her to my CAP1 too.

The truth is out there...
FICO scores: 764 (EQ) 732 (EX) 757 (TU) 9/14 | Goal score: 750+ (all 3)
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Regular Contributor
Posts: 208
Registered: ‎08-16-2012
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Re: Does Cap1 / Discover report AU's?

i just got both cap1 and discover more they both show my wife as a AU on her reports


Starting Score: TU 583, EX 683, EQ 653
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Regular Contributor
Posts: 211
Registered: ‎08-23-2012
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Re: Does Cap1 / Discover report AU's?

Im an AU on my DW discover and she is an AU on my cap1 and they both report, and discover did not ask for my ss# by the way.

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Mega Contributor
Posts: 15,442
Registered: ‎04-09-2011
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Re: Does Cap1 / Discover report AU's?


alboto wrote:

Im an AU on my DW discover and she is an AU on my cap1 and they both report, and discover did not ask for my ss# by the way.


Sweet!!!

 

I'm hoping this helps her file out, she has alot of bad marks from medical bills.

 




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
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