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Mega Contributor
Posts: 15,453
Registered: ‎04-09-2011
0

Does Cap1 / Discover report AU's?

Added DW to Cap1 and discover, I'm hoping they report for her Smiley Happy

Anyone know?



EQ FICO 548 3/3/16
Established Contributor
Posts: 620
Registered: ‎05-09-2009
0

Re: Does Cap1 / Discover report AU's?

They should as both issuers report the AU on mine every month.

Current Score: EQ: 828, EX: 833, TU: 820 Citi TY Premier WEMC 46.5, (Since 1983)Discover 15.6k|BOA WMC 30.5k|Barclays Juniper Rewards 15k|Barclays Amex 20k| Cap One QS WMC 15K|Chase Freedom VS 19.3k|Citi Dividend WEMC 25k|FNBO 15.5k|CSP 22.1K|Chase Marriott 31.3k|Citi TYP 20K|Citi DP 16.5k|Macys 5k|Sams MasterCard 15k|Barclay Arrival Plus WEMC 18.7k|Chase IHG WMC 26k|Citi Double Cash 10k|Chase MileagePlus Explorer 14k|Amex Everyday 16.2|BBVA Amex 22.5k|Total Rewards VS 12.5k|SGV 10K|Venture 12k|BOA Virgin Atlantic WEMC 11.2K|MB Amex 9.5k
Super Contributor
Posts: 7,530
Registered: ‎12-11-2011
0

Re: Does Cap1 / Discover report AU's?

Cap1 reports AUs. My sister was an AU on my mom's cap1 card forever, and I helped her pull her credit report when she started applying for cards and the cap1 was up on all 3 for her.



Mega Contributor
Posts: 15,453
Registered: ‎04-09-2011
0

Re: Does Cap1 / Discover report AU's?

Discover didn't ask for her SSN so I'm curious if they report or not.



EQ FICO 548 3/3/16
Super Contributor
Posts: 7,530
Registered: ‎12-11-2011
0

Re: Does Cap1 / Discover report AU's?


LS2982 wrote:
Discover didn't ask for her SSN so I'm curious if they report or not.

GE cards don't ask for SS# either, but they report if you live at the same address AFAIK, So I assume discover does the same Smiley Tongue 



Mega Contributor
Posts: 15,453
Registered: ‎04-09-2011
0

Re: Does Cap1 / Discover report AU's?

They dis ask if she was my spouse and if same address, so they just might report!! Smiley Happy



EQ FICO 548 3/3/16
Valued Contributor
Posts: 2,110
Registered: ‎12-29-2011
0

Re: Does Cap1 / Discover report AU's?

I was wondering this too. On Discover...you can add an AU but it doesn't ask for the SS so does it report? I noticed with CAP1 it asks more detailed info about your SSN, income, and employer for an AU so I have a feeling that will report. I added my mom to my Discover and would like to add her to my CAP1 too.

The truth is out there...
FICO scores: 764 (EQ) 732 (EX) 757 (TU) 9/14 | Goal score: 750+ (all 3)
Tradelines: Capital One QS NPSL (5.0k) | Discover IT (6.0k) | Walmart Mastercard (5.0k) | Chase Freedom NPSL (7.3k) | Citi Simplicity (9.3k)






Regular Contributor
Posts: 208
Registered: ‎08-16-2012
0

Re: Does Cap1 / Discover report AU's?

i just got both cap1 and discover more they both show my wife as a AU on her reports


Starting Score: TU 583, EX 683, EQ 653
Current Score: 10/12/14 TU 743 9/24/2014 EQ FICO 751,12/17/2014 EXPERIAN 772
Goal Score: 750

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Regular Contributor
Posts: 211
Registered: ‎08-23-2012
0

Re: Does Cap1 / Discover report AU's?

Im an AU on my DW discover and she is an AU on my cap1 and they both report, and discover did not ask for my ss# by the way.

Mega Contributor
Posts: 15,453
Registered: ‎04-09-2011
0

Re: Does Cap1 / Discover report AU's?


alboto wrote:

Im an AU on my DW discover and she is an AU on my cap1 and they both report, and discover did not ask for my ss# by the way.


Sweet!!!

 

I'm hoping this helps her file out, she has alot of bad marks from medical bills.

 




EQ FICO 548 3/3/16

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