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Does Cap1 combine limits?

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peepers
Frequent Contributor

Does Cap1 combine limits?

Im thinking of closing my $2000 limit Cap1 as they waived the annual fee last year and I don't want to have to make a note to call each year to see if that's an option, and if not get stuck paying it. I don't use the card, and the limit wont really affect my overall utilization. Would Cap1 move that $2000 over to my Quicksilver?
AMEX Green charge NPSL | NFCU Cashrewards Visa Sig $25,000 | NFCU Navcheck $15,000 | AMEX Everyday $15,000 | Discover IT $19,000 | Amex BCP $18,000 | Cap1 Quicksilver $5000 | Firestone $2,400 I Amex Oasis Optima (recovery card) $500 (closed July 2014)
MyFICO: TU 780, EQ 785 EX 776 Discover TU FICO 780. Rebuilt from 500's....closed on home May 2015!

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wacdenney
Valued Contributor

Re: Does Cap1 combine limits?


@peepers wrote:
Im thinking of closing my $2000 limit Cap1 as they waived the annual fee last year and I don't want to have to make a note to call each year to see if that's an option, and if not get stuck paying it. I don't use the card, and the limit wont really affect my overall utilization. Would Cap1 move that $2000 over to my Quicksilver?

No.  They don't do that, unfortunately.

Message 2 of 2
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